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Mettle: Business Banking reviews

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4.92
Based on 3,996 reviews, last reviewed 26th Mar 2026
165300% increase in 5 star reviews
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Latest highest rating:

5

Mettle Bank - Ideal for Start-Ups and Small Businesses Mettle has proved an excellent choice for my business. The app is well-designed and straightforward to use, and the link to FreeAgent - my accounting ... Read more Reviewed on: 26th March 2026
Ken's avatar
Ken

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
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Aiza A
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (3996)

So quick and easy to set up and app is amazing

5
after having Fails with cooperative, Tide, Lloyds and RBS finally a Bank (NAT West) that understands an SME requirements. The app is the best i have used so many useful features unlike ones in other Bank apps, at present totally free as well. Here is hoping they keep up the good work Reviewed on: 5th May 2020
Derek's avatar
Derek

No way to receive or make overseas payment s

1
After going through the sign up process Mettle informs me there is no way to make or receive payments from EU or overseas from their accounts and they have no plans to do so. No IBAN number which is standard on any business account. Very poor. Not a proper bank account. Reviewed on: 2nd February 2020
ASB's avatar
ASB

Super Fussy and Cheery Picking

1
Says it takes 24hrs, it doesn't takes longer, lots of questions as if they are the military police, in the same time I managed to open another business account much quicker so decided to cancel my application as I just had they feeling they were cherry picky who's worthy enough to be part of their 'Clique', would avoid this one. also not protected by FSA Reviewed on: 17th October 2019
George's avatar
George

Cherry picking ! lack of customer service, steer CLEAR......

1
We applied for a Mettle account online and through there App. Everything seemed easy and smooth. Then was told by message that verifying our details and account would be open within a couple of hours. All GOOD. NOT, 3 days, numerous messages to them which were mostly ignored. Then told by Will as Mettle is new they can only on-board a select number of customers onto the app. GREAT so they cherry pick who they want.. if this is how they handle opening a account, STEER very clear and wait for Monzo Business as i hear there nearly there and there current accounts are stunning. Reviewed on: 4th July 2019
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SteerClearMettle

Great new innovative business banking app!

5
It's like Monzo for business banking! A fresh look at SME banking from Natwest that seems to be doing away with all the rubbish, after-thought business banking from the big banks! Reviewed on: 14th January 2019
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Gareth Knowles

Easy to use and saves me time

5
The app has a great UI and helps me save time with admin to focus on running my business Reviewed on: 14th January 2019
Chris's avatar
Chris

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