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Mettle by NatWest: Business banking reviews

4.82
Based on 4,591 reviews, last reviewed 7th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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1%

Latest highest rating:

N/A

This product has not received a review of either 4 or 5 stars.

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4591)

Cannot complain

5
Everything works as it should. Nothing to complain about Reviewed on: 18th March 2025

Easiest, simple efficient banking.

5
Easiest, simple efficient banking. Especially for those who are self employed, as it provides simplistic way to do invoices instantly Reviewed on: 18th March 2025

I have used Mettle for a few years now and i find th...

5
I have used Mettle for a few years now and i find the different saving pots really helpful. Reviewed on: 18th March 2025

As a new business owner it brings me joy to see such...

5
As a new business owner it brings me joy to see such tools are established for small businesses with the backing of NatWest Reviewed on: 18th March 2025

The perfect bank for small businesses

5
Easy to use for my business, easy to monitor payments in and out. And easy to make payment, much better than my personal bank! Reviewed on: 18th March 2025

Very good customer service.

5
Very good customer service. Quick and easy webchat. Reviewed on: 18th March 2025

A Seamless and Efficient Business Banking Experience

5
I recently started using Mettle, and I must say, it has been an outstanding experience. From the smooth onboarding process to the intuitive app interface, everything about Mettle is designed to make business banking simple and efficient. One of the standout features is how easy it is to set up and manage finances. The app provides clear insights into transactions, categorizes spending, and even allows easy invoicing—all in one place. The integration with accounting software like Xero and FreeAgent is seamless, saving me a lot of time on financial admin. Customer support is another highlight. Whenever I had a query, the response was quick and genuinely helpful. Unlike traditional banks, where support can feel impersonal and slow, Mettle’s team is responsive and knowledgeable. Another great aspect is the lack of monthly fees. For a free business banking service, Mettle offers an impressive range of features that rival paid options. The ability to create and send invoices directly from the app is particularly useful, and instant payment notifications help me keep track of cash flow in real time. Overall, Mettle has exceeded my expectations. It’s a fantastic solution for freelancers, sole traders, and small businesses looking for a hassle-free, modern banking experience. I would highly recommend it to anyone in need of a reliable and efficient business account. Reviewed on: 18th March 2025

Smooth, Straightforward Banking for My Small Business

5
I’ve been using Mettle for a few months now to manage my business finances, and it’s been a refreshing change from traditional banks. The app’s interface is clear and easy to navigate, which makes tasks like tracking expenses and creating invoices feel effortless. I also appreciate that there are no monthly fees, definitely a plus when you’re trying to keep overhead low. Any time I’ve had a question, the customer support team has been quick to respond and really helpful. Overall, I’m really happy with Mettle and would recommend it to other small business owners looking for a modern banking solution. Reviewed on: 18th March 2025

Really happy with my Mettle account

5
I carried out lots of research when it came to opening my first business bank account. Mettle stood out for me in lots of ways. Opening the account was straight-forward with an easy to follow process. The web portal and app are easy to use and I love having the notifications of payments made and received. Being able to set up a 'Tax Pot' with a percentage of my invoice payments allocated to it is really useful . Another bonus is having FreeAgent included when I opened the account, and it was free! A really useful tool to have for accounting purposes and I can keep on track of payments, add receipts etc. Very happy with my business account with Mettle. Reviewed on: 17th March 2025

A very impressive banking experience super service v...

5
A very impressive banking experience super service very efficiently delivered will certainly use Mettle again thank you Reviewed on: 17th March 2025

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