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Mettle by NatWest: Business banking reviews

4.81
Based on 4,593 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant app, great customer service, no bank fees... Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Latest lowest rating:

1

Lost my money. Couldn't tell me how. Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell m... Read more Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

Review Mettle by NatWest: Business banking now

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Mettle by NatWest Business banking reviews (4593)

Really happy with my Mettle account

5
I carried out lots of research when it came to opening my first business bank account. Mettle stood out for me in lots of ways. Opening the account was straight-forward with an easy to follow process. The web portal and app are easy to use and I love having the notifications of payments made and received. Being able to set up a 'Tax Pot' with a percentage of my invoice payments allocated to it is really useful . Another bonus is having FreeAgent included when I opened the account, and it was free! A really useful tool to have for accounting purposes and I can keep on track of payments, add receipts etc. Very happy with my business account with Mettle. Reviewed on: 17th March 2025

A very impressive banking experience super service v...

5
A very impressive banking experience super service very efficiently delivered will certainly use Mettle again thank you Reviewed on: 17th March 2025

Mettle: The Banking Game-Changer I Didn’t Know I Needed

5
As a Sole Trader, running a small business means wearing multiple hats - marketer, accountant, admin, and sometimes even IT support (usually when something inevitably stops working five minutes before a deadline). So, when it came to choosing a business bank account, I needed something that wouldn’t add to my workload but would actually lighten it. Enter Mettle, a breath of fresh air in the world of business banking. • Why Mettle? After hours (and I mean hours) of researching the best business bank accounts in the UK, Mettle came out on top. No monthly fees, seamless integration with my accounting software, and glowing reviews - it was a no-brainer. But using it? That’s when I really saw the magic happen. ⁂ • Time is Money, and Mettle Saves Me Both With Mettle, I can upload receipts, send invoices, and track my finances - all from their intuitive app. That means less time buried in admin and more time growing my business. And let’s talk about cost savings: no hefty service fees eating into my profits? Yes, please! • Effortless, Stress-Free Banking The user-friendly app makes everything ridiculously simple. No clunky interfaces, no hidden charges, just straightforward, hassle-free banking that lets me focus on what actually matters. » Verdict? Over the Moon! Mettle isn’t just a bank account; it’s a business essential. If you’re a UK small business owner looking for a cost-effective, easy-to-use, and efficient banking solution, look no further. I’ve never been this excited about a bank before (which, let’s be honest, is saying something). Reviewed on: 17th March 2025

Mettle: Intuitive Banking with a FreeAgent Bonus!

5
I’ve been using Mettle as my business bank for a little while now, and I can’t recommend it enough—5 stars all the way! The app is incredibly intuitive, making it a breeze to manage everything I need for my business banking. From checking balances to handling transactions, it’s all straightforward and user-friendly. What really sets Mettle apart, though, is the free access to FreeAgent accounting software. The integration between Mettle and FreeAgent is seamless, saving me so much time and hassle when it comes to keeping my books in order. It’s a fantastic bonus that adds real value. If you’re looking for a smart, efficient banking solution for your business, Mettle is the way to go! Reviewed on: 17th March 2025

A supportive and quiet provider

5
A supportive and quiet provider - which as a start up business is very welcome as everyone has an opinion, offers help but doesn't really follow through! We just need quiet support sometimes. Knowing my bank is there if I need them, but leaving me to focus is so important. Reviewed on: 17th March 2025

Seamless app, completely free for all my needs.

5
Seamless app, completely free for all my needs. Reviewed on: 22nd February 2025

Mettle is free and so easy to use!

5
Mettle is free and so easy to use! Reviewed on: 16th February 2025

Amazing business bank account.

5
Amazing business bank account. The app is great and customer service is excellent. Reviewed on: 16th February 2025

Really easy to use and it’s free!

5
Really easy to use and it’s free! Reviewed on: 14th February 2025

Awesome app and customer service as well as tons of...

5
Awesome app and customer service as well as tons of banking features really easy to use Reviewed on: 14th February 2025

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