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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.93
Based on 4,582 reviews, last reviewed 8th May 2026
442% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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Latest highest rating:

5

Always a spot on banking service Always a spot on banking service Reviewed on: 5th May 2026
SIMON H's avatar
SIMON H

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4582)

Highly recommend!

5
Mettle have been nothing short of excellent. The app is easy to use, it has great features, the team are really helpful and quick to respond whenever you get in touch, and they send helpful updates. And of course, offering access to FreeAgent alongside the banking is an absolute game changer! Would highly recommend Mettle far and wide :) Reviewed on: 24th March 2026
LS's avatar
LS

user friendly

5
Easy to use, easy to manage, makes my life much easier being able to have pots within the account Reviewed on: 24th March 2026
Joana C's avatar
Joana C

THE GAME CHANGER

5
Mettle manages to strike that rare balance between powerful utility and effortless simplicity. It’s more than a bank account; it’s a competitive advantage for the modern self-employed professional. Reviewed on: 24th March 2026
Luke's avatar
Luke

The best for small businesses and sole traders!

5
I have been with mettle for 5 years now, If I have ever had a banking issue, the customer services team are really helpful and responsive, solving my issue quickly every time. I couldn’t ask for a better business account, it’s so simple to use and with daily tasks to prompt you to record your book-keeping, it makes my accountant very happy. Simple, safe and secure!! What more could I ask for? Reviewed on: 24th March 2026
Terry Lisgo's avatar
Terry Lisgo

Excellent experience with Mettle, fantastic app and...

5
Excellent experience with Mettle, fantastic app and service whenever I required it! Reviewed on: 24th March 2026
Franziska M's avatar
Franziska M

Great Bank and App

5
I have never had an issue with Mettle and know that my money is in safe hands. I like the look and feel of the app, and love the seamless interaction with Free agent. Reviewed on: 24th March 2026
James Carr's avatar
James Carr

Easy to use app with great benefits

5
I chose Mettle because I get free access to FreeAgent, and as a sole trader the banking app and accounting software combination is excellent. Free account and an easy to use app with no fear of hidden fees. Reviewed on: 24th March 2026
Alex T's avatar
Alex T

Very easy experience.

5
Very easy experience. Great value adds Reviewed on: 24th March 2026
TV's avatar
TV

The app is really easy to use and I love that I get...

5
The app is really easy to use and I love that I get access to FreeAgent accounting software through Mettle too. I receive notifications for each payment and can easily categorise everything to help with tracking my expenses. Reviewed on: 24th March 2026
Rebecca A's avatar
Rebecca A

Took a Mettle account for my self employed work

5
Took a Mettle account for my self employed work and its brilliant. I can set it to set money aside for Tax, pensions etc. I can do invoices from the App, record expenses as soon as I have the receipt and Mettle does the rest. It even tracks how much Tax and Ni I need to find. Reviewed on: 24th March 2026
David H's avatar
David H

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