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Mettle: Business Banking reviews

4.90
Based on 2,253 reviews, last reviewed 23rd Jan 2026
250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Great business banking for self employed. Great business banking, especially for self employed. It has pots for tax or profit etc, and comes with access to FreeAgent for your accounting, perfe... Read more Reviewed on: 23rd January 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Absolutely terrible experience This has been an absolutely terrible experience characterized by shocking service and a complete lack of operational awareness. We attempted to open a... Read more Reviewed on: 19th January 2026
JG's avatar
JG

About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle? Please leave a review with Smart Money People to help businesses like you make better choices.

Mettle Business Banking reviews (2253)

Review of the Mettle, Business Banking:

Great for self-employment

5
Mettle has been incredibly helpful as a self-employed small business owner – lots of great features and really like the ability to connect it to FreeAgent. Reviewed on: 25th March 2025

Easy, straight forward banking that can’t go wrong.

5
Easy, straight forward banking that can’t go wrong. Couldn’t fault it. Reviewed on: 12th April 2025

Fantastic! Never experienced an issue

5
I have been using Mettle for 3 years and have never experienced a single issue. It’s so easy to use, i can set up pots, easily share my payment details, categorise transactions and receipts. I have never had to use it, but there is also a help section. I also receive notifications when work is scheduled on the site etc. Reviewed on: 12th April 2025

Great app, intuitive and easy to use

5
I'm a minimal user of Mettle for finances but I would say they have taken every other app and improved on it. I love that it's connected to Free Agent. It makes my life much easier. It works so well that I've never had to contact customer service which is an achievement in itself. Reviewed on: 12th April 2025

No mess, no fuss banking.

5
Never had any problems - whenever I’ve had questions, or a problem, I’ve popped online, and had my issue solved really fast. The app is easy to use, and works great. Integrated with FreeAgent, and works a treat. I’ve lost my card, and the new one arrived within a couple of days. Reviewed on: 12th April 2025

Never had a single issue.

5
Never had a single issue. Easy to use and very efficient. Reviewed on: 12th April 2025

Efficient and simple user friendly experience that m...

5
Efficient and simple user friendly experience that minimises time spent on accounting. Reviewed on: 12th April 2025

User friendly account with quick online response.

5
User friendly account with quick online response. I will highly recommend mettle to all my business partners and colleagues Reviewed on: 12th April 2025

Excellent app and functions

5
Very smooth interface on the app and functions that makes running my small business that much easier Reviewed on: 12th April 2025

Simple and easy to use

5
Quick to setup and app is easy to navigate. Help is on hand if required - brilliant service. - Reviewed on: 12th April 2025

Great business account & app especially for free

5
Great business account & app especially for free Reviewed on: 11th April 2025