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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1391 reviews)

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4.85

Based on 1,391 reviews, last reviewed 6th Feb 2026

500% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Makes business banking easy! Makes business banking easy! I love the tax pots and great round the clock customer service. Couldn't fault it! Reviewed on: 6th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1391)

Review of the Monzo, Business Account:

Monzo is great for small businesses

Using monzo for a few years now and had no issues at all, helps with everything I need Reviewed on: 1st March 2023

So simple to use and love that I can categorise my s...

So simple to use and love that I can categorise my spending Reviewed on: 13th March 2025

2 year Monzo Business user thus far

I've used Monzo business for 2 years now. Everything is laid out simply, I can organise my finances just as easy as their personal account. Their tax pot feature just makes alot of sense making the automatic deduction. Reviewed on: 12th March 2025

Great bank to use, I have personal and business acco...

Great bank to use, I have personal and business accounts with Monzo and there are great benefits in addition to getting great interest rates such as, phone and car insurance cover. Holiday cover etc. I would highly recommend to anybody Reviewed on: 12th March 2025

Just always having the best experience with you guys...

Just always having the best experience with you guys never regret having monzo Reviewed on: 12th March 2025

Great service- I love Monzo!

Great service- I love Monzo!! Everything they do is so easy, there’s no nonsense just straightforward banking that links easy with accounting. Reviewed on: 11th March 2025

Always a very good service from monzo, and issues al...

Always a very good service from monzo, and issues always resolved quickly, system very easy to you use. Very friendly attentive staff. Fast response to queries. Reviewed on: 11th March 2025

Everything I need.

Everything I need. Simple to use and great services Reviewed on: 11th March 2025

I’ve always enjoyed using Monzo because of how easy...

I’ve always enjoyed using Monzo because of how easy it is. But the business account is different gravy. It makes business banking so easy which makes my life easier. Being able to see my monthly profit and loss as I pay or get paid is amazing and make budgeting really really easy. Couldn’t recommend it enough Reviewed on: 11th March 2025

Monzo Business changed my company finances

I couldn't recommend anyone else. Monzo makes money easy. Reviewed on: 11th March 2025

Monzo make banking fun!

Monzo make banking fun! App is slick and customer service is only a few clicks away. Reviewed on: 11th March 2025

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