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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Excellent

5
Excellent , is so easy to work with this app Reviewed on: 18th January 2024

Easy to do business with. Banking kept simple.

5
Easy to do business with especially when travelling abroad. Reviewed on: 18th January 2024

Excellent app based service.

5
Excellent app based service. Smart way to operate business without the hassle experienced by others using traditional banks. Reviewed on: 18th January 2024

Extremely happy customer of several years

5
I have free personal and business accounts with monzo, and have never had any problems. Any queries were swiftly resolved by customer support, and the app is so darn convenient! Reviewed on: 18th January 2024

unbeatable banking from an ethical bank

5
Amazingly useable service, any queries have been responded to quickly and helpfully. Excellent rates and flexibility with savings. And an ethical bank. Why would you use anyone else? Reviewed on: 18th January 2024

Marvellous Monzo

5
I was impressed with how easy it was to set up my account and with all the additional features think that it is excellent value for money. Reviewed on: 18th January 2024

Extremely Easy and usable

5
Very easy to use and chat features works well when needing to sort anything out. Reviewed on: 18th January 2024

I love using this app as it really helps me to manag...

5
I love using this app as it really helps me to manage my outgoings and incoming and separating money by putting them in pots, virtual cards that allows me to give my assistant without giving them too much access to my account. I love using it so much and so glad that I decided to move my business to it. Reviewed on: 18th January 2024

Excellent

5
Easy to use with a great home screen dashboard. Reviewed on: 18th January 2024

Easy to sign up !

5
Easy to sign up ! Easy to use. Love that I can use Monzo vs a high street bank. Reviewed on: 18th January 2024

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