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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I use Monzo for personal and business , it does ever...

I use Monzo for personal and business , it does everything I need and there is always help available when needed via chat, Reviewed on: 18th January 2024

I use Monzo for personal and business and cannot fau...

I use Monzo for personal and business and cannot fault it! I’ve been able to invoice, link to my accounting software, and set up savings and pots for my personal money. I recommend to everyone. Reviewed on: 18th January 2024

high streets just don’t compare

I have had a personal account for years and in the last few months switched over from high street banks to Monzo for my business accounts. Reviewed on: 18th January 2024

Amazing business and personal banking experience.

Amazing business and personal banking experience. Reviewed on: 18th January 2024

I don't know where my business would be without Monzo

Absolutely brilliant service. All my business needs are right there at my finger tips. All the features are incredibly modern and up to date. I don't know where my business would be without Monzo business Reviewed on: 18th January 2024

Great service, easy communication, accounts are intu...

Great service, easy communication, accounts are intuitive and do all you need for a small business Reviewed on: 18th January 2024

The Monzo app is so good ...

The app is so easy to use and follow and encourages me to save in my interest pot Reviewed on: 18th January 2024

Great business account haven’t used customer service...

Great business account haven’t used customer services as I’ve never needed to Reviewed on: 18th January 2024

Very easy to open, and easy to use

Very easy to open. Sorted within 24 hours, if I remember correctly, with everything completed electronically. If I have any queries, I get a really quick response. Reviewed on: 18th January 2024

Overall excellent service with minimal frills

Overall excellent service with minimal frills Reviewed on: 18th January 2024

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