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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Highly Recommended

I got I started with Monzo business over a year ago now and it’s all be fantastic. Everything is very easy to use and it also I integrates nicely with my accounting software. Live the little details such as the “ka-ching” sound whenever an invoice is paid! Reviewed on: 18th January 2024

Overall very good, can get instant pays.

Overall very good, can get instant pays. Can get paid contact less Reviewed on: 18th January 2024

Very easy to use.

Very easy to use, categorise items, track spending. Very easy to download statements. See where your money goes with a few clicks. Reviewed on: 18th January 2024

The best bank I have ever had

I have monzo for about 10 years already and I was using only for holiday trips abroad which I was always very satisfied but recently I use also for savings and i am really happy with this decision Reviewed on: 18th January 2024

Very convince all at ya finger tips

Very convince all at ya finger tips Reviewed on: 18th January 2024

Monzo Business - Miles ahead

I love Monzo business so much. After using many different business accounts for the last few years nothing compares with the functionality and accessibility of Monzo. The app is designed extremely well and I can access all my options I need 24 hours a day. Reviewed on: 18th January 2024

Best bank

Hassle free setting up my account , everything very straight forward and easy to follow , access to account at any time Reviewed on: 18th January 2024

Monzo is a modern bank that suits everyone.

Monzo is a modern bank that suits everyone. Reviewed on: 18th January 2024

A reliable bank for Savings and day today banking

I opened my monzo account as my secondary account to use for of expenses and using for my website . So far its very friendly . I still gor to experience with the website tool. Hope that will be great too Reviewed on: 18th January 2024

Marvellous Monzo!

Amazing from sign up to sorting out queries and those magic pots! Great analytics and reporting and excellent customer service. Changed my business greatly in a good way. Reviewed on: 18th January 2024

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