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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1766 reviews)

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4.91

Based on 1,766 reviews, last reviewed 12th Mar 2026

37300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Simple and intuitive The feature that automatically saves tax has been invaluable. As a small business owner these are easy wins. The app is simple and intuitive. Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1766)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Convenience in a card

Monzo is very convenient as I can use it as my day to day debit card and can save money as well. Plus I can use it overseas and that’s very handy and convenient for me! Reviewed on: 5th April 2023

Most advanced Business bank in the market

Great bank to be with, I am always informed of any amounts that are going to be paid to suppliers and I can make transactions super fast when I need to. Reviewed on: 5th April 2023

Best choice for my business!

I started up a small business last year and looked through various banking options. I chose monzo as I had several recommendations from friends. I made a mistake initially when I set up my card but the customer service team were more than happy to help and got me a new card sent out in 48 hours. I find the services available on the business account perfect for what I need. I am able to write and send invoices Reviewed on: 5th April 2023

Brilliant service

Brilliant service from Monzo! I’ve got my personal account with them as well as accounts for my businesses, customer service is always excellent and they’re always developing new features to make the product even better Reviewed on: 4th April 2023

I love monzo

I love this bank quick responses very efficient and confident in their products Reviewed on: 3rd April 2023

Excellent offering

Provides all services required at the right price point. Reviewed on: 3rd April 2023

Amazing company

Cannot fault monzo enough, the app is amazing, up tto the second balances & transfers. Reviewed on: 3rd April 2023

Banking as it should be

Does everythink I need and with no faff Reviewed on: 2nd April 2023

Highly recommended

Excellent customer service, responsive , understanding and professional. The online banking App is easy to navigate round and is safe and secure, I have recommended Monzo to many people now. Reviewed on: 31st March 2023

Fantastic for smaller businesses

I've only had my business account for the last few months, but already quite happy with it, especially as you can have pots within a business account which makes budgeting internally much easier and feasible. Fantastic experience overall! Reviewed on: 31st March 2023

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