Smart Money People Logo

Monzo: Business Account reviews

4.92
Based on 1,770 reviews, last reviewed 12th Mar 2026
37700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Superbly simple and easy to set up. Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having... Read more Reviewed on: 12th March 2026
Simon M's avatar
Simon M

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1770)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best Decision

5
Banking process is convenient to complete at a go Reviewed on: 3rd March 2023

Monzo is just great!

5
I have been using Monzo personal and business accounts for years, and I have no complaints! Everything just works the way it should, customer services are really helpful, and the app and interface are perfect for what I need. The only downside is not having a proper online internet banking portal as when I need to look into our performance and takings, an online screen would be better instead of my phone Reviewed on: 3rd March 2023

Simple and extremely effective

5
With all the tools you need at hand I’m more than happy I chose Monzo for my business Reviewed on: 3rd March 2023

It's Monzo for business. What more do you need?

5
As the title. I love how business banking is now as easy as personal banking. Reviewed on: 3rd March 2023

No fuss business banking

5
Quick, easy, practical and fully featured Reviewed on: 2nd March 2023

Best bank

5
Very helpful and the communications are very quick. Reviewed on: 2nd March 2023

Best bank! Quick, helpful and efficient

5
I love their customer service. I’ve used a few banks before and they are by far the best. Respond quickly to enquiries, pots to help organise and very easy to use Reviewed on: 2nd March 2023

Simple and extremely effective

5
Flexible and efficient banking processes for all types of customers. Reviewed on: 2nd March 2023

Cannot recommend Monzo enough - Gold star!

5
I have recommended Monzo as a way to completely overhaul bad spending habits and get i top of your finance. The pots removed so much stress from Christmas as I saved throughout the year and had a lump sum to spend on presents. Life changer! Reviewed on: 2nd March 2023

The best

5
The best business account I've had. Helps me manage my money with ease. Reviewed on: 2nd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 830 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3058 reviews
    Monzo
    View all products