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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1770 reviews)

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4.92

Based on 1,770 reviews, last reviewed 12th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Superbly simple and easy to set up. Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1770)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Unbelievably Easy!

This was my first business account. I did research into my options and I decided to go with Monzo. The whole experience from start to finish was straight forward, fast and secure. The app is excellent. So user friendly with the ability to make pots for things. The chat and customer service has been first class. Thoroughly recommended if you’re looking to have a business account. Reviewed on: 2nd March 2023

very good bank

Well organized bank brilliant bank Reviewed on: 2nd March 2023

Great and simple to use

I find the app very straight forward to use and it was simple to set up the account. Reviewed on: 2nd March 2023

Such an intuitive bank

I love using the Monzo app. It's streamlined, simple and I can do everything from it quickly and effectively. Reviewed on: 2nd March 2023

Great app and customer service!

The app is so easy to use, and whenever I’ve needed help, Monzo have been great. I recommend it to everyone running a business Reviewed on: 2nd March 2023

Best online banking

Best ever online banking for personal and business! Reviewed on: 2nd March 2023

Just to simple to make it work for you

I am a small biz of one & helps me so much Reviewed on: 2nd March 2023

EASY

As a small business owner I think Monzo Business is super easy to use and all my clients say how brilliant and easy to use the payment link I send them to get paid is. Happy customers. Reviewed on: 2nd March 2023

Love it

I’ve used Monzo for my personal account for years, so it was no-brainer to set up my business with Monzo too. I have loved it so far! Reviewed on: 2nd March 2023

Seemless, easy banking

I have had a business account for a few years now. Everything is communicated well and explained simply. Reviewed on: 2nd March 2023

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