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Monzo: Business Account reviews

4.86
Based on 1,440 reviews, last reviewed 10th Feb 2026
5400% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant business bank never had any issues Brilliant business bank never had any issues Reviewed on: 10th February 2026
Dawn S's avatar
Dawn S

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1440)

Review of the Monzo, Business Account:

Easy and simple to use

5
Nothing complicated about this bank, good communication and helpful Reviewed on: 15th March 2022

Monzo supports me in clear, actionable ways.

5
I'm a numbers and finance dunce; I find talking about and asking for money very overwhelming - hard when you own your own business. Monzo markets to me and supports me in clear, actionable ways. Reviewed on: 10th February 2026

Comparable to others Monzo cx is slick and frictionl...

5
Comparable to others Monzo cx is slick and frictionless, providing the very essential functionality but also making interactions easy anf delightful. I wish monzo could add savings and investments for the business accounts, and advance in invoices recognition Reviewed on: 10th February 2026

Very nice experience no proboems fast reactions in s...

5
Very nice experience no proboems fast reactions in service Reviewed on: 10th February 2026

Recently set up a business account and I was amazed...

5
Recently set up a business account and I was amazed how easy it was to set up, how quickly the new card arrived and how easy it is to check my account, transfer money etc. Love it! Reviewed on: 10th February 2026

A bank that actually cares with great customer service

5
A bank that actually cares with great customer service Reviewed on: 10th February 2026

From opening a business account to using it everyday...

5
From opening a business account to using it everyday Monzo has been very easy to use from the start. I find the app very intuitive and features are just what my business requires. Reviewed on: 10th February 2026

Highly recommended

5
SMS to make sure enough funds are available.App very friendly and easy to work with. Reviewed on: 10th February 2026

Enjoy the convenience and ease of all banking with M...

5
Enjoy the convenience and ease of all banking with Monzo. We have two business accounts with Monzo. Brilliant! Reviewed on: 10th February 2026

I found it best one and it’s safe.

5
I found it best one and it’s safe. Reviewed on: 9th February 2026

Excellent app with great features on cash flow plann...

5
Excellent app with great features on cash flow planning and with zero downtime so far Reviewed on: 9th February 2026

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