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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I do not have issues using my Monzo bank business ac...

I do not have issues using my Monzo bank business account. It meets all my requirements Reviewed on: 21st February 2025

Aria was excellent and my issue was solved in minute...

Aria was excellent and my issue was solved in minutes and explained excellently Reviewed on: 20th February 2025

It has been relevant since day one and has always be...

It has been relevant since day one and has always been great work faster than most banks Reviewed on: 18th February 2025

Has been for a while now and continues to be the bes...

Has been for a while now and continues to be the best business bank going! Reviewed on: 15th February 2025

The Monzo app makes running my finances far easier.

The Monzo app makes running my finances far easier. for my business banking, I love that it automatically sets aside tax pot and for my personal finance. I love the savings incentives and investment opportunities and the ease of which I can move around money between accounts. Also receiving payments and clients is now much simpler and I’m better able to keep track of my incomings and outgoings. Reviewed on: 14th February 2025

Easy to use app for my buisness and flexiable

Easy to use app for my buisness and flexiable Reviewed on: 13th February 2025

Question

Need more help. Want to know what else I can do Reviewed on: 13th February 2025

Simple and easy to use.

Simple and easy to use. Love the tax pot setting, making savings for the tax bill straight forward with any effort needed by me Reviewed on: 13th February 2025

Excellent service, great product with good benefits...

Excellent service, great product with good benefits and options available. Highly recommended Reviewed on: 13th February 2025

Outstanding service and easy to use of App

Outstanding service and easy to use of App Reviewed on: 11th February 2025

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