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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1504 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

So easy and links up with our accounting software

So easy and links up with our accounting software Reviewed on: 9th April 2024

Easy to use, simple app and cheaper than the high st...

Easy to use, simple app and cheaper than the high street Reviewed on: 9th April 2024

good experience and veri izi to iouse

Veri good experience very efficient and easy to use, this card is very useful and it is much stronger than revolut Reviewed on: 9th April 2024

I love using monzo for my two businesses & find it v...

I love using monzo for my two businesses & find it very easy! Reviewed on: 9th April 2024

Honestly the best bank I have ever had.

Honestly the best bank I have ever had. I have a personal, joint, business and credit card with them. Reviewed on: 9th April 2024

Fantastic banking easy to use

I was previously with Starling but since I switched to Monzo I can have multiple accounts in one place. It easy to use and has loads of extra Reviewed on: 9th April 2024

Easy to use and navigate, lots of excellent features...

Easy to use and navigate, lots of excellent features to help keep you on top of your finances Reviewed on: 9th April 2024

New business review

As a new business we love the money pots to keep track of spending Reviewed on: 9th April 2024

I love the ease of Monzo for my business, it’s on my...

I love the ease of Monzo for my business, it’s on my phone, in my pocket, my laptop and my office pc, easily accessible wherever I’m working, so I can pay, be paid, check balances etc. I wouldn’t change a thing! Reviewed on: 9th April 2024

I have no problems with Monzo and only good things t...

I have no problems with Monzo and only good things to say about them. Reviewed on: 9th April 2024

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