Smart Money People Logo

Monzo: Business Account reviews

4.88
Based on 1,505 reviews, last reviewed 4th Mar 2026
11700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026
S L's avatar
S L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Great business account all around.

5
Great business account all around. Reviewed on: 6th March 2024

The app is easy to navigate and intuitive.

5
The app is easy to navigate and intuitive. Makes sending and receiving money a breeze. I always feel like I have a great overview of my spending and savings which is always great to have one click away. Great job, as always. Reviewed on: 6th March 2024

User friendly, easy to understand, competitive with...

5
User friendly, easy to understand, competitive with other banks! Reviewed on: 6th March 2024

Freedom travel without worry

5
Using Monzo has given me the freedom travel without worries. Its been so easy to use and the app is quick and designed well. Reviewed on: 5th March 2024

Really helpful staff, response time is quick

5
Really helpful staff, response time is quick Reviewed on: 4th March 2024

Great bank.

5
Great bank. Everything seamless and just works. Customer service is second to none. Reviewed on: 4th March 2024

I’ve been with Monzo with my business for 1 year and...

5
I’ve been with Monzo with my business for 1 year and all I can say is thanks to Monzo for making it so easy I think Monzo go above and beyond to help me and are very very good at what it does thank you ***** 5 stars from me Reviewed on: 3rd March 2024

Monzo the innovative banking

5
Brilliant and so easy to use makes banking more efficient and easier Reviewed on: 3rd March 2024

Excellent bank all the world i recommend for everyone

5
Excellent bank all the world i recommend for everyone Reviewed on: 1st March 2024

Great experience and can’t fault.

5
Great experience and can’t fault. I love the pots and can earn interest. Reviewed on: 28th February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 226 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3041 reviews
    Monzo
    View all products