Smart Money People Logo

Monzo: Business Account reviews

4.91
Based on 1,728 reviews, last reviewed 7th Mar 2026
33600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Big help for new businesses ,easy to use quick acces... Big help for new businesses ,easy to use quick access and easy to open account Reviewed on: 7th March 2026
Wojciech 's avatar
Wojciech

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1728)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

A business account I cannot complain about!

5
I have a business account as recommended by a friend! I have never been disappointed. It gives me the freedom to create invoices, QR code and quick links to request money. The option of pots is great as a business to put money aside for taxes or saving for other investments. Reviewed on: 1st February 2024

I have found Monzo Business banking to be the best b...

5
I have found Monzo Business banking to be the best banking service I have ever used. Reviewed on: 1st February 2024

Great bank

5
Very easy to use. The different pots make it very simple for saving tax etc Reviewed on: 1st February 2024

I I love monzo.

5
I love monzo and wouldn’t use another bank for my business needs. Reviewed on: 1st February 2024

Easy, helpful business banking with no hidden costs

5
Easy, helpful business banking with no hidden costs Reviewed on: 1st February 2024

Excellent user experience

5
Currently hold with Monzo 1 personal, 1 joint & 2 business accounts and couldn't be happier Reviewed on: 1st February 2024

Great bank and app

5
Very easy to set up and use - helpful notifications - good customer service Reviewed on: 1st February 2024

In my opinion, Monzo offers the best online banking...

5
In my opinion, Monzo offers the best online banking experience with its amazing service. The app is incredibly user-friendly. I use it for my business as well and it’s so easy to do invoices. Reviewed on: 1st February 2024

Great Bank!!!!!!!

5
Monzo has been brilliant for my business. Reviewed on: 1st February 2024

Very easy to use very clean instructions

5
Very easy to use very clean instructions Reviewed on: 1st February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 818 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 232 reviews
    Monzo
    View all products