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Monzo: Business Account reviews

4.92
Based on 1,746 reviews, last reviewed 9th Mar 2026
35400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Monzo is so straightforward to use! Monzo is so straightforward to use with lots of funcationality even at the basic account level. Communication is very straightforward and the apps ar... Read more Reviewed on: 9th March 2026
Jane Newman's avatar
Jane Newman

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1746)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Complete Banking Solution

5
I have used Monzo for Business, Personal and Joint banking since 2019. Their services far surpass what I have experienced with other banking institutions.. I would definitely recommend. Reviewed on: 19th January 2024

Best bank yet!

5
I use Monzo for personal and business banking. Everything is so easy and available, plus brilliant interest rates on savings pots! Reviewed on: 19th January 2024

Seamless creation and use of accounts

5
Seamless creation and use of accounts Reviewed on: 19th January 2024

Brilliant

5
Great banks , great support great rates Reviewed on: 19th January 2024

Interesting quite interesting they clear best people...

5
Interesting quite interesting they clear best people to do business with always recommend to my friends and family Reviewed on: 19th January 2024

Brilliant Banking

5
I have both business and personal and it’s great to use Reviewed on: 19th January 2024

I went from being skeptical to opening 3 accounts wi...

5
I went from being skeptical to opening 3 accounts with Monzo to help me with business and personal money management Reviewed on: 19th January 2024

Always impressive. Not just a coral card

5
I’ve been with Monzo for years and have continued to be impressed with their service and offerings Reviewed on: 19th January 2024

I moved from Starling to Monzo and haven't regretted...

5
I moved from Starling to Monzo and haven't regretted it once.Monzo are the perfect bank for a small business Reviewed on: 19th January 2024

Best banking app by far no hassle straight forward c...

5
Best banking app by far no hassle straight forward can see everything on the app you need to see clearly makes managing money simple Reviewed on: 19th January 2024

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