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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Brilliant account.

Brilliant account. Can pick a card colour to suit your child. Easy to manage transactions in app. And it’s fee free! Reviewed on: 9th February 2026

Amazing experience

Amazing experience. Great company Reviewed on: 9th February 2026

Great product and not charged!

Great product and not charged!!!!! Reviewed on: 9th February 2026

its simple and great and there are no issues with...

its simple and great and there are no issues with it Reviewed on: 9th February 2026

Best recommendation for young people

I opened this account for my son but it’s the best for younger children and I have so far opened two more for my daughters, they have learned how to save and plan for future purchases. It’s very interactive. Reviewed on: 9th February 2026

The app functions are really good to use!

The app functions are really good to use! Reviewed on: 9th February 2026

Monzo is quick easy to use and easy to transfer and...

Monzo is quick easy to use and easy to transfer and set up automatic payments to my daughter. It encourages saving. My daughter creates little saving pots. I can manage her money seeing what she is spending on. Reviewed on: 9th February 2026

Definitely recommend!!

It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026

Good service and quick response.

Good service and quick response. The app is easy to understand and operate. Reviewed on: 9th February 2026

So simple to setup and the kids love the freedom it...

So simple to setup and the kids love the freedom it gives them. It’s great to keep track of their spending and savings. Reviewed on: 9th February 2026

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