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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (538 reviews)

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4.96

Based on 538 reviews, last reviewed 24th Feb 2026

12700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

A great Children’s account A great Children’s account to help them learn money management. Easy to use for the kids and with good oversight for parents. Reviewed on: 24th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (538)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Simply the best for kids account.

Simply the best for kids account. Simple and convenient way to save for my kid. Reviewed on: 25th March 2025

Great bank easy to use very helpful

Great bank easy to use very helpful Reviewed on: 25th March 2025

Love Monzo

Love Monzo I bank myself so love now my kids can to Reviewed on: 24th March 2025

Excellent

Excellent customer service qick fast payments recieve funds earlier Reviewed on: 23rd March 2025

Brilliant

My son absolutely loves having his own card to be able to go in the shop whenever he wants think this is a brilliant way to teach children about money Reviewed on: 23rd March 2025

They have been great and I get paid a day earlier so...

They have been great and I get paid a day earlier so why not! Reviewed on: 22nd March 2025

Always helpful if its needed updating and upgrading...

Always helpful if its needed updating and upgrading there bank all the time Reviewed on: 22nd March 2025

Best bank ever use

Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025

Fast and very good.

Fast and very good. Had a good experience with them Reviewed on: 20th March 2025

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