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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

What is this award?

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

They should have an option of small overdraft for pe...

They should have an option of small overdraft for people with bad or rebuilding credit as the cost of living is high and sometimes that few pounds would help Reviewed on: 13th March 2025

Very very good ay loved days cards

Very very good ay loved days cards Reviewed on: 13th March 2025

It has been the best banks account ever

It has been the best banks account ever Reviewed on: 13th March 2025

Superb bank!

Superb bank - very easy to set up, clear benefits and excellent customer service. Reviewed on: 13th March 2025

Money Management for children

It's free and I can control the account and give my child the ability to learn about managing money. Reviewed on: 13th March 2025

Excellent

No comments.in a short 'Excellent' Reviewed on: 13th March 2025

Best bank

Amazing experience with monzo opened my kid acc very fast response Reviewed on: 13th March 2025

Awesome experience since I joined Monzo

Awesome experience since I joined Monzo Reviewed on: 13th March 2025

Fantastic service always, very quick response replie...

Fantastic service always, very quick response replies to any issues Reviewed on: 13th March 2025

Monzo is such a easy app to work, easy to use to tra...

Monzo is such a easy app to work, easy to use to transfer payments, or receive payments also… I love that I can see my money coming into my bank, seeing it visual Reviewed on: 13th March 2025

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