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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Good bank for under 16 years old.

Good bank for under 16 years old. Reviewed on: 6th March 2026

Absolutely fantastic service and easy to set up and use

Absolutely fantastic service and easy to set up and use Reviewed on: 6th March 2026

Simple and easy interface, easy to register and use.

Simple and easy interface, easy to register and use. Reviewed on: 6th March 2026

Only bank that allowed my son to use his preferred name

The only bank that allowed my son to use his preferred name on his card. Cannot express how important this was and is for us. We also loved the pots and the easy transfer between parent and child account. We are so very grateful for this service. Reviewed on: 6th March 2026

As a family we all love our monzo account, my 11 yea...

As a family we all love our monzo account, my 11 year old loves having his own debit card to use. Reviewed on: 6th March 2026

My 3 kids love the freedom and we love the convenience

I have under 16 accounts for 3 of my children and they are seamless to use and offer us up so much financial convenience and security for them. We use it for all birthday and pocket money and they love having the freedom to pop to the shop or order online managing their own finances. Reviewed on: 6th March 2026

Never had a problem.

Never had a problem. Great way to save Reviewed on: 6th March 2026

I love Monzo, the app is so easy and convenient to n...

I love Monzo, the app is so easy and convenient to navigate. I control my children’s money and get live updates on what they’re spending and where. I just can’t fault anything about Monzo. This is the best bank I have ever used. Reviewed on: 6th March 2026

My son uses his monzo card for the bus getting to sc...

My son uses his monzo card for the bus getting to school and back Reviewed on: 6th March 2026

Easy as pie

Easy as pie to manage kids finance and for them to learn to manage their money Reviewed on: 6th March 2026

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