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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Under 16's card is the best ever!

Under 16's card is the best thing that I could give my child. It's easy to transfer money into her card and very easy for.her to use it. I can also monitor her spend on my app. Reviewed on: 6th March 2026

Happy with Monzo

I was so happy when I had a chance to open an account online for my daughter and give her a chance to spend her own money, I'm happy that I could set spending limits and that Monzo restricted some shops that children's should not spend. Reviewed on: 6th March 2026

So easy to open a Monzo child account and very...

So easy to open a Monzo child account and very secure Reviewed on: 6th March 2026

Great customer service, great at keeping you informed

Great customer service, great at keeping you informed Reviewed on: 6th March 2026

Me and my two teenage boys are with Monzo, it makes...

Me and my two teenage boys are with Monzo, it makes our lives so much easier! For those moments when they need money urgently the ease of moving money from my account to theirs instantly is an absolute godsend. I can set up payments to go to their accounts instantly when I get paid so they always have something to fall back on and they both have a savings account that they can withdraw from at anytime if they’re stuck or just save for something they’ve been wanting! I have been with many big reputable banks over the years but Monzo is by far the best. They have always resolved issues quickly and effectively, getting my money back when I’ve fell for a scam, in times I thought I had no hope of seeing it again! I would not use anyone else Reviewed on: 6th March 2026

They have the best service easy to use.

They have the best service easy to use. Reviewed on: 6th March 2026

Excellent easy to use and children can keep track of...

Excellent easy to use and children can keep track of money Reviewed on: 6th March 2026

Simple to use, responsive , supportive, clrar lay ou...

Simple to use, responsive , supportive, clrar lay out , intuative design Reviewed on: 6th March 2026

No monthly hidden costs

There are no hidden monthly costs as compared to other under 16 banks and children can also start up their pots for savings easily with no hustle Reviewed on: 6th March 2026

Brilliant all in one app.

The monzo app is made for today's convenience and makes room for tomorrow's technology need. It js super smart and easy to use. There is a lot yiu can do on your own without contacting customer care. Brilliant app making it easy to ise all of their servuces especially managing the kids account conveniently. Reviewed on: 6th March 2026

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