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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Monzo bank is the best of all time

5
Monzo bank is the best of all time Reviewed on: 6th March 2026
Rasheed's avatar
Rasheed

Under 16's card is the best ever!

5
Under 16's card is the best thing that I could give my child. It's easy to transfer money into her card and very easy for.her to use it. I can also monitor her spend on my app. Reviewed on: 6th March 2026
Farhana Q's avatar
Farhana Q

Happy with Monzo

5
I was so happy when I had a chance to open an account online for my daughter and give her a chance to spend her own money, I'm happy that I could set spending limits and that Monzo restricted some shops that children's should not spend. Reviewed on: 6th March 2026
MARIUS S's avatar
MARIUS S

So easy to open a Monzo child account and very...

5
So easy to open a Monzo child account and very secure Reviewed on: 6th March 2026
Amanda m's avatar
Amanda m

Great customer service, great at keeping you informed

5
Great customer service, great at keeping you informed Reviewed on: 6th March 2026
jane m's avatar
jane m

Me and my two teenage boys are with Monzo, it makes...

5
Me and my two teenage boys are with Monzo, it makes our lives so much easier! For those moments when they need money urgently the ease of moving money from my account to theirs instantly is an absolute godsend. I can set up payments to go to their accounts instantly when I get paid so they always have something to fall back on and they both have a savings account that they can withdraw from at anytime if they’re stuck or just save for something they’ve been wanting! I have been with many big reputable banks over the years but Monzo is by far the best. They have always resolved issues quickly and effectively, getting my money back when I’ve fell for a scam, in times I thought I had no hope of seeing it again! I would not use anyone else Reviewed on: 6th March 2026
Amber R's avatar
Amber R

They have the best service easy to use.

5
They have the best service easy to use. Reviewed on: 6th March 2026
Allen M's avatar
Allen M

Excellent easy to use and children can keep track of...

5
Excellent easy to use and children can keep track of money Reviewed on: 6th March 2026
Jenna B's avatar
Jenna B

Simple to use, responsive , supportive, clrar lay ou...

5
Simple to use, responsive , supportive, clrar lay out , intuative design Reviewed on: 6th March 2026
Moi's avatar
Moi

No monthly hidden costs

5
There are no hidden monthly costs as compared to other under 16 banks and children can also start up their pots for savings easily with no hustle Reviewed on: 6th March 2026
Gugu's avatar
Gugu

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