Write a review

Newsletter

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.89 (945 reviews)

View other Monzo products

4.89

Based on 945 reviews, last reviewed 11th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2026

Awarded to the children's savings or bank account provider rated highest in customer reviews.
Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.
Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (945)

Hassle free kids account

Seamless and worriless experience. Reviewed on: 6th March 2026

I got an account for my 8 year old he loves it and I...

I got an account for my 8 year old he loves it and I can see everything on my app top up everything Reviewed on: 6th March 2026

Brilliant for kids

Super easy to manage, gives my children responsibility but still allows me to keep control of their finances. They love the app and being able to set their own savings up. Really easy to share with people for birthday money too which is so helpful! Reviewed on: 6th March 2026

Great under 16s account for my 7 year old

Great under 16s account for my 7 year old Reviewed on: 6th March 2026

Super simple, very effective.

Super simple, very effective. Helps my child learn how to manage money. Great app, very visual. Reviewed on: 6th March 2026

I have great experience using monzo so as my kids un...

I have great experience using monzo so as my kids under 16 who are now able to use their cards to purchase what they want .The kids have become self aware of having bank card budgeting their money without overspending in their accounr Reviewed on: 6th March 2026

I like it because it also gives interest rates.

I like it because it also gives interest rates. Reviewed on: 6th March 2026

Fantastic banking for the whole family.

Amazing app and amazing communication. Works for our whole family. Reviewed on: 6th March 2026

Monzo has been great for my daughter earning money w...

Monzo has been great for my daughter earning money when doing chores Reviewed on: 6th March 2026

The best bank!!! Highly recommend

I have a main account and 2 under 16 accounts for my children and we all love Monzo. It’s so easy to use and the customer service is brilliant if you have any problems. Definitely the best bank by far. I highly recommend Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Punjab National Bank 3.79 from 1 reviews
Graduate Current Account
from RBS 3.86 from 11 reviews
Current account
from Hampden Bank 4.21 from 5 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3188 reviews
Investments
from Monzo 4.86 from 1146 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Monzo: Under 16s account reviews

95% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Monzo: Under 16s account now

Best children's financial provider 2026

Best British bank 2026

Best children's financial provider 2025

Monzo Under 16s account reviews (945)

Hassle free kids account

I got an account for my 8 year old he loves it and I...

Brilliant for kids

Great under 16s account for my 7 year old

Super simple, very effective.

I have great experience using monzo so as my kids un...

I like it because it also gives interest rates.

Fantastic banking for the whole family.

Monzo has been great for my daughter earning money w...

The best bank!!! Highly recommend

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Investments

Current account

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024