Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

I got an account for my 8 year old he loves it and I...

I got an account for my 8 year old he loves it and I can see everything on my app top up everything Reviewed on: 6th March 2026

Brilliant for kids

Super easy to manage, gives my children responsibility but still allows me to keep control of their finances. They love the app and being able to set their own savings up. Really easy to share with people for birthday money too which is so helpful! Reviewed on: 6th March 2026

Great under 16s account for my 7 year old

Great under 16s account for my 7 year old Reviewed on: 6th March 2026

Super simple, very effective.

Super simple, very effective. Helps my child learn how to manage money. Great app, very visual. Reviewed on: 6th March 2026

I have great experience using monzo so as my kids un...

I have great experience using monzo so as my kids under 16 who are now able to use their cards to purchase what they want .The kids have become self aware of having bank card budgeting their money without overspending in their accounr Reviewed on: 6th March 2026

I like it because it also gives interest rates.

I like it because it also gives interest rates. Reviewed on: 6th March 2026

Fantastic banking for the whole family.

Amazing app and amazing communication. Works for our whole family. Reviewed on: 6th March 2026

Monzo has been great for my daughter earning money w...

Monzo has been great for my daughter earning money when doing chores Reviewed on: 6th March 2026

The best bank!!! Highly recommend

I have a main account and 2 under 16 accounts for my children and we all love Monzo. It’s so easy to use and the customer service is brilliant if you have any problems. Definitely the best bank by far. I highly recommend Reviewed on: 6th March 2026

Monzo bank is the best of all time

Monzo bank is the best of all time Reviewed on: 6th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.07 from 428 reviews
Choice Current Account
from Danske Bank UK 3.64 from 22 reviews
Reward Silver Account
from NatWest 4.62 from 167 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub