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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Lovely experience with Monzo.

Lovely experience with Monzo. Previously had a natwest under 16 account for my daughter and didnt think much of it. Stopped over to monzo and has been brilliant Reviewed on: 6th March 2026

Never had any problems with this bank and any issues...

Never had any problems with this bank and any issues resolved very quickly Reviewed on: 6th March 2026

Both my children love their Monzo accounts

Both my children love their Monzo accounts and both are saving money through use of the app. Reviewed on: 6th March 2026

I love Monzo.

I love Monzo. Love the pots for saving, everything is really easy and I can pass some of this knowledge onto my kids too. What a winner. Thanks Monzo! Reviewed on: 6th March 2026

I can not fault Monzo it’s helped my son create savi...

I can not fault Monzo it’s helped my son create saving pots for different things like his darts accessories and a new bike. He is actively saving each week as he can control and see his progress. I get updates when he spends too so I still feel in control. Reviewed on: 6th March 2026

Under 16s Account

We have an under 16s account for my Son, it is really easy to use and top up. Its good also that they can create a savings pot to encourage them to save. The customer service is good for solving issues. Reviewed on: 6th March 2026

Great all round.

Great all round. Easy to use easy to access, quick to respond Reviewed on: 6th March 2026

Amazing to manage as a parent and children maintain...

Amazing to manage as a parent and children maintain contorl Reviewed on: 6th March 2026

I enjoy the features of Monzo.

I enjoy the features of Monzo. They provide exactly what I need from a customer point of view. Since I have joined them, I haven't been disappointed and now with the children's account, I can rely on a bank they helped their future as well Reviewed on: 6th March 2026

The app offers real-time spending notifications, fee...

The app offers real-time spending notifications, fee-free spending abroad, easy saving "Pots," and integrated loans/investments Reviewed on: 6th March 2026

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