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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

My son uses his monzo card for the bus getting to sc...

5
My son uses his monzo card for the bus getting to school and back Reviewed on: 6th March 2026
lisa h's avatar
lisa h

Easy as pie

5
Easy as pie to manage kids finance and for them to learn to manage their money Reviewed on: 6th March 2026
Osei's avatar
Osei

Lovely experience with Monzo.

5
Lovely experience with Monzo. Previously had a natwest under 16 account for my daughter and didnt think much of it. Stopped over to monzo and has been brilliant Reviewed on: 6th March 2026
Saian L's avatar
Saian L

Never had any problems with this bank and any issues...

5
Never had any problems with this bank and any issues resolved very quickly Reviewed on: 6th March 2026
Gregg Hinton's avatar
Gregg Hinton

Both my children love their Monzo accounts

5
Both my children love their Monzo accounts and both are saving money through use of the app. Reviewed on: 6th March 2026
D Moore's avatar
D Moore

I love Monzo.

5
I love Monzo. Love the pots for saving, everything is really easy and I can pass some of this knowledge onto my kids too. What a winner. Thanks Monzo! Reviewed on: 6th March 2026
Sally B's avatar
Sally B

I can not fault Monzo it’s helped my son create savi...

5
I can not fault Monzo it’s helped my son create saving pots for different things like his darts accessories and a new bike. He is actively saving each week as he can control and see his progress. I get updates when he spends too so I still feel in control. Reviewed on: 6th March 2026
Rebecca s's avatar
Rebecca s

Under 16s Account

5
We have an under 16s account for my Son, it is really easy to use and top up. Its good also that they can create a savings pot to encourage them to save. The customer service is good for solving issues. Reviewed on: 6th March 2026
Sharon T's avatar
Sharon T

Great all round.

5
Great all round. Easy to use easy to access, quick to respond Reviewed on: 6th March 2026
Laura 's avatar
Laura

Amazing to manage as a parent and children maintain...

5
Amazing to manage as a parent and children maintain contorl Reviewed on: 6th March 2026
Russ Endacott's avatar
Russ Endacott

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