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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Just what I needed for my son

Monzo under 16s account was just what I needed for my son. It's helping him be more conscious of his spending and learning to budget and easy for me to supervise Reviewed on: 18th February 2025

Super Easy to use.

Easy to use. Love how easy it is to see what money I have and where all on one page. Reviewed on: 15th February 2025

A promising start for a new product

It's early days for Monzo's U16s account, and they still have a little way to go yet. It wasn't all plain sailing in getting our children's accounts set up and the names right on their cards, but they're enjoying managing their own accounts, and new features are still being added. Reviewed on: 15th February 2025

Easy to use and track your child’s spend, easy to ap...

Easy to use and track your child’s spend, easy to apply and manage Reviewed on: 15th February 2025

Under 16 account but no good for multiple parents

I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be able to access the account but they are unable to offer this to her despite her holding a joint Monzo account with me, her own Monzo business account. When raising they were unable to explain their decision. Reviewed on: 15th February 2025

It is the best bank ever ,I have had great experienc...

It is the best bank ever ,I have had great experience with them other the year I have been with them Reviewed on: 15th February 2025

Pots and high interest.

Pots and high interest. Good for managing budgets Reviewed on: 15th February 2025

Easy to use app, able to link family members

Easy to use app, able to link family members Reviewed on: 15th February 2025

Wonderful experience, I had a great experience my mo...

Wonderful experience, I had a great experience my money is intact and I don't get to stress myself when shopping Reviewed on: 15th February 2025

They give the best they can, Mind Rested

They give the best they can, Mind Rested Reviewed on: 14th February 2025

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