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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Love the ease of application, the app and the view y...

Love the ease of application, the app and the view you have of your childs account. Great app love it.. Reviewed on: 6th March 2026

The app is really great, easy to navigate and keep a...

The app is really great, easy to navigate and keep an eye on my children’s account. The app is visually appealing and very user friendly. My under 16’s were able to travel abroad and use their cards with ease with was a great bonus Reviewed on: 6th March 2026

Fantastic easy to use very helpful keeping kids safe...

Fantastic easy to use very helpful keeping kids safe and allowing them to keep eye on what they are purchasing. Can put spending limits on account . Fantastic Reviewed on: 6th March 2026

Perfect for kids which is linked to my phone also...

Perfect for kids which is linked to my phone also Reviewed on: 6th March 2026

Professional and easy to undersdtand

Professional and easy to undersdtand Reviewed on: 6th March 2026

Best back ever!!

Use Monzo for all my banking from savings to credit to kids account to spending abroad. Best bank Iv ever used by a country mile. Reviewed on: 6th March 2026

My daughter loves how easy and simple the app is to...

My daughter loves how easy and simple the app is to use, Reviewed on: 6th March 2026

Simple and Fun

So easy to set up. My daughter loves her bright pink card. Great app to see balance. Reviewed on: 6th March 2026

Always prompt response from app used myself for seve...

Always prompt response from app used myself for several years so was delighted to be able to add my daughter in the under 16s account Reviewed on: 6th March 2026

Very happy with the services provided.

Very happy with the services provided. I'm glad I made the switch from my legacy bank who seem stuck in the past. Great range of useful features and products. Banking for the current era. Reviewed on: 6th March 2026

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