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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

The app offers real-time spending notifications, fee...

5
The app offers real-time spending notifications, fee-free spending abroad, easy saving "Pots," and integrated loans/investments Reviewed on: 6th March 2026
Sachin Chavan's avatar
Sachin Chavan

Love the ease of application, the app and the view y...

5
Love the ease of application, the app and the view you have of your childs account. Great app love it.. Reviewed on: 6th March 2026
Joanne W's avatar
Joanne W

The app is really great, easy to navigate and keep a...

5
The app is really great, easy to navigate and keep an eye on my children’s account. The app is visually appealing and very user friendly. My under 16’s were able to travel abroad and use their cards with ease with was a great bonus Reviewed on: 6th March 2026
LM's avatar
LM

Fantastic easy to use very helpful keeping kids safe...

5
Fantastic easy to use very helpful keeping kids safe and allowing them to keep eye on what they are purchasing. Can put spending limits on account . Fantastic Reviewed on: 6th March 2026
Jackie v's avatar
Jackie v

Perfect for kids which is linked to my phone also...

5
Perfect for kids which is linked to my phone also Reviewed on: 6th March 2026
Becky 's avatar
Becky

Professional and easy to undersdtand

5
Professional and easy to undersdtand Reviewed on: 6th March 2026
Dan's avatar
Dan

Best back ever!!

5
Use Monzo for all my banking from savings to credit to kids account to spending abroad. Best bank Iv ever used by a country mile. Reviewed on: 6th March 2026
nburns2011@hotmail.co.uk's avatar
[email protected]

My daughter loves how easy and simple the app is to...

5
My daughter loves how easy and simple the app is to use, Reviewed on: 6th March 2026
Oliver Carter's avatar
Oliver Carter

Simple and Fun

5
So easy to set up. My daughter loves her bright pink card. Great app to see balance. Reviewed on: 6th March 2026
Katie's avatar
Katie

Always prompt response from app used myself for seve...

5
Always prompt response from app used myself for several years so was delighted to be able to add my daughter in the under 16s account Reviewed on: 6th March 2026
Stephen T's avatar
Stephen T

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