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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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2 star
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Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Very happy with the services provided.

5
Very happy with the services provided. I'm glad I made the switch from my legacy bank who seem stuck in the past. Great range of useful features and products. Banking for the current era. Reviewed on: 6th March 2026
Kevin M's avatar
Kevin M

Monzo is the best bank

5
I have accounts with a few banks in the UK, but Monzo is the best and my main one. The app is very user-friendly. When I was abroad and had a problem with my card, they solved it very easily. It’s also very easy to send money to other countries, and my 9-year-old daughter loves having her own card. I recommend it to all my friends. Reviewed on: 6th March 2026
Elaine 's avatar
Elaine

Monzo brilliant

5
Had a Cumberland account for years because I could go into the bank was a little sceptical of online banking, however Monzo changed my opinion on this everything is so simple and well explained on the app,the fact that my wages show 2 days before payday helps me budget better . And the get paid early feature has been life saver if unexpected expenses arise, I can monitor my 2 children's accounts and see what and where they spend ther money instantly. It has also gave them a sense of responsibility with their money as they can set up savings pots within their account on their app for things like getting nails done or bowling trips. All in all a fantastic bank , brilliant app and have and will continue to recommend to family and friends. Reviewed on: 6th March 2026
Russell Lavin's avatar
Russell Lavin

Easy to use & great functionality

5
Easy to use and add controls, good range of options, great serviced. I feel confident using it and recommending to friends and family Reviewed on: 6th March 2026
Jenb's avatar
Jenb

Monzo has been a very hands on and easy to use onlin...

5
Monzo has been a very hands on and easy to use online banking plus the fact that it allows you open an under 16 account directly connected to yours and teenage children find it so easy to use and are very happy about their contactless cards which comes in very handy for use on the bus during school journeys and when they decide to go to the shops and buy things for themselves. Plus the fact that, which is actually the best part, I can see what they are spending and monitor how they use their cards and even get notifications on my phone when am not even checking to see what they are doing which means am constantly kept on the know if what they are doing with their pocket money without any effort on my own part.So I would say Monzo under 16s account is the best! Reviewed on: 6th March 2026
Rebecca M's avatar
Rebecca M

Simple, easy, effective

5
A great simple account for kids and easy to set up and manage Reviewed on: 6th March 2026
A G's avatar
A G

Excellent for kids

5
Excellent and free! My kids love that they can have savings pots and well. Reviewed on: 6th March 2026
Helen r's avatar
Helen r

Speedy action!

5
Prompt action when I am trying to open an account for my son, super efficient and wish every bank act like them! Reviewed on: 6th March 2026
Kit Y's avatar
Kit Y

TEAM MONZO No1 Bank

5
Monzo absolutely fantastic banking app, Never had any issues within the app super fast, easy and relevant to use. Super ideal for under 16’s TEAM MONZO ALL THE WAY Reviewed on: 6th March 2026
Natalie W's avatar
Natalie W

Monzo has become essential for my family,

5
Monzo has become essential for my family, Super easy for the whole family Grand parents, aunties and uncles and us as parents to add money into my children's account. Birthdays, pocket money and day to day expenditure. Reviewed on: 6th March 2026
MR C's avatar
MR C

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