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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo is the best bank

I have accounts with a few banks in the UK, but Monzo is the best and my main one. The app is very user-friendly. When I was abroad and had a problem with my card, they solved it very easily. It’s also very easy to send money to other countries, and my 9-year-old daughter loves having her own card. I recommend it to all my friends. Reviewed on: 6th March 2026

Monzo brilliant

Had a Cumberland account for years because I could go into the bank was a little sceptical of online banking, however Monzo changed my opinion on this everything is so simple and well explained on the app,the fact that my wages show 2 days before payday helps me budget better . And the get paid early feature has been life saver if unexpected expenses arise, I can monitor my 2 children's accounts and see what and where they spend ther money instantly. It has also gave them a sense of responsibility with their money as they can set up savings pots within their account on their app for things like getting nails done or bowling trips. All in all a fantastic bank , brilliant app and have and will continue to recommend to family and friends. Reviewed on: 6th March 2026

Easy to use & great functionality

Easy to use and add controls, good range of options, great serviced. I feel confident using it and recommending to friends and family Reviewed on: 6th March 2026

Monzo has been a very hands on and easy to use onlin...

Monzo has been a very hands on and easy to use online banking plus the fact that it allows you open an under 16 account directly connected to yours and teenage children find it so easy to use and are very happy about their contactless cards which comes in very handy for use on the bus during school journeys and when they decide to go to the shops and buy things for themselves. Plus the fact that, which is actually the best part, I can see what they are spending and monitor how they use their cards and even get notifications on my phone when am not even checking to see what they are doing which means am constantly kept on the know if what they are doing with their pocket money without any effort on my own part.So I would say Monzo under 16s account is the best! Reviewed on: 6th March 2026

Simple, easy, effective

A great simple account for kids and easy to set up and manage Reviewed on: 6th March 2026

Excellent for kids

Excellent and free! My kids love that they can have savings pots and well. Reviewed on: 6th March 2026

Speedy action!

Prompt action when I am trying to open an account for my son, super efficient and wish every bank act like them! Reviewed on: 6th March 2026

TEAM MONZO No1 Bank

Monzo absolutely fantastic banking app, Never had any issues within the app super fast, easy and relevant to use. Super ideal for under 16’s TEAM MONZO ALL THE WAY Reviewed on: 6th March 2026

Monzo has become essential for my family,

Monzo has become essential for my family, Super easy for the whole family Grand parents, aunties and uncles and us as parents to add money into my children's account. Birthdays, pocket money and day to day expenditure. Reviewed on: 6th March 2026

Great for adults, great for kids

It sounds mad, but I'd say Monzo has transformed both my and my kids' interactions with money. Such a user-friendly, accessible and clever platform which introduces the idea of budgeting and saving as well as spending. I love how in touch with their bank accounts I am, and how easy it is for me to send a quick £5 for lunch if the need arises. It's a game changing fintech platform. Reviewed on: 6th March 2026

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