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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Accounts for the twins...

I opened an account for my son and daughter (twins) at 10-years-old (now 11) to introduce them to financial literacy and money management. They love using their cards to make purchases, always want to know their balance, and recently started using pots to save towards a specific item. Thank you for having this product. Reviewed on: 6th March 2026

It's the best children's account around!

It's the best children's account around, and it's completely free. The parent maintains full control whilst giving your child their own independence using their own app. Reviewed on: 6th March 2026

Amazing service

Brilliant experience from start to finish Reviewed on: 6th March 2026

My children have started to learn how to save their...

My children have started to learn how to save their money through the Monzo U16s account and can their money building up which is exciting for them to see. Reviewed on: 6th March 2026

it is an amazing account that i can even use it abro...

it is an amazing account that i can even use it abroad ro send money to my family Reviewed on: 6th March 2026

Brilliant! Would definitely recommend.

Brilliant - we open this account for my son and recommended to my sister for her 2 kids too. They signed up straight away. Reviewed on: 6th March 2026

Fast and easy to apply, and quick to receive the chi...

Fast and easy to apply, and quick to receive the children card. Reviewed on: 6th March 2026

Monzo has always been available to resolve all my is...

Monzo has always been available to resolve all my issues and it is awesome to have monzo has my bank. Reviewed on: 6th March 2026

No regret since have been using monzo

No regret since have been using monzo Reviewed on: 6th March 2026

Amazing product

The account is wonderful, very easy to use for both myself and my daughters. Reviewed on: 6th March 2026

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