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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo banking made easy

I use my app for Monzo the features and information is clear and tailors to my banking needs, I have both my children set up with their accounts / cards which I can see and control, they both love having their own cards Reviewed on: 6th March 2026

10/10 for Monzo

Great account for under 16s highly recommend Reviewed on: 6th March 2026

Excellent child's bank account

Excellent account for helping my child manage their money and savings, offers autonomy whilst setting limits. Reviewed on: 6th March 2026

I have 3 children all with monzo so easy to use exce...

I have 3 children all with monzo so easy to use excellent choice for my children Reviewed on: 6th March 2026

Quick and safe for kids

Easy to transfer to kids account, monitor use and ensure safety. Reminders incase the account is running low on cash too! Good for busy moms.. Reviewed on: 6th March 2026

Good package of offers with handy saving tools for u...

Good package of offers with handy saving tools for under 16 accounts Reviewed on: 6th March 2026

Brilliant!!

Great!! Easy, intuitive, fast, fun language. Love it! Reviewed on: 6th March 2026

Great bank so helpful.

Great bank so helpful. Easy to use and save. Support is fantastic with any issues found. Not that there is any. Highly recommend Reviewed on: 6th March 2026

My son needed an account that allowed him the freedo...

My son needed an account that allowed him the freedom the spend his pocket money using his phone, and I needed something that was trackable and easy to add money too. Monzo nailed it and we definitely recommend the u16s account Reviewed on: 6th March 2026

Perfect bank for everyone, not just under 16s.

Perfect bank for everyone, not just under 16s. I can see everything my child is spending. I can control what they and can’t spend on. It’s so easy to send money across. It’s Easy assessable for the children to have their own banking app on their phone or iPad. Reviewed on: 6th March 2026

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