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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (945)

Amazing product

5
The account is wonderful, very easy to use for both myself and my daughters. Reviewed on: 6th March 2026
Shelly 's avatar
Shelly

Monzo banking made easy

5
I use my app for Monzo the features and information is clear and tailors to my banking needs, I have both my children set up with their accounts / cards which I can see and control, they both love having their own cards Reviewed on: 6th March 2026
Stephanie S's avatar
Stephanie S

10/10 for Monzo

5
Great account for under 16s highly recommend Reviewed on: 6th March 2026
Emily R's avatar
Emily R

Excellent child's bank account

5
Excellent account for helping my child manage their money and savings, offers autonomy whilst setting limits. Reviewed on: 6th March 2026
Kerry Sanders's avatar
Kerry Sanders

I have 3 children all with monzo so easy to use exce...

5
I have 3 children all with monzo so easy to use excellent choice for my children Reviewed on: 6th March 2026
Jodie's avatar
Jodie

Quick and safe for kids

5
Easy to transfer to kids account, monitor use and ensure safety. Reminders incase the account is running low on cash too! Good for busy moms.. Reviewed on: 6th March 2026
Sherly's avatar
Sherly

Good package of offers with handy saving tools for u...

5
Good package of offers with handy saving tools for under 16 accounts Reviewed on: 6th March 2026
bazilhoff@gmail.com's avatar
[email protected]

Brilliant!!

5
Great!! Easy, intuitive, fast, fun language. Love it! Reviewed on: 6th March 2026
Carly L's avatar
Carly L

Great bank so helpful.

5
Great bank so helpful. Easy to use and save. Support is fantastic with any issues found. Not that there is any. Highly recommend Reviewed on: 6th March 2026
Scott W's avatar
Scott W

My son needed an account that allowed him the freedo...

5
My son needed an account that allowed him the freedom the spend his pocket money using his phone, and I needed something that was trackable and easy to add money too. Monzo nailed it and we definitely recommend the u16s account Reviewed on: 6th March 2026
Matt Brown's avatar
Matt Brown

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