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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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2 star
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

No regret since have been using monzo

5
No regret since have been using monzo Reviewed on: 6th March 2026
Adesogbon Zion 's avatar
Adesogbon Zion

Amazing product

5
The account is wonderful, very easy to use for both myself and my daughters. Reviewed on: 6th March 2026
Shelly 's avatar
Shelly

Monzo banking made easy

5
I use my app for Monzo the features and information is clear and tailors to my banking needs, I have both my children set up with their accounts / cards which I can see and control, they both love having their own cards Reviewed on: 6th March 2026
Stephanie S's avatar
Stephanie S

10/10 for Monzo

5
Great account for under 16s highly recommend Reviewed on: 6th March 2026
Emily R's avatar
Emily R

Excellent child's bank account

5
Excellent account for helping my child manage their money and savings, offers autonomy whilst setting limits. Reviewed on: 6th March 2026
Kerry Sanders's avatar
Kerry Sanders

I have 3 children all with monzo so easy to use exce...

5
I have 3 children all with monzo so easy to use excellent choice for my children Reviewed on: 6th March 2026
Jodie's avatar
Jodie

Quick and safe for kids

5
Easy to transfer to kids account, monitor use and ensure safety. Reminders incase the account is running low on cash too! Good for busy moms.. Reviewed on: 6th March 2026
Sherly's avatar
Sherly

Good package of offers with handy saving tools for u...

5
Good package of offers with handy saving tools for under 16 accounts Reviewed on: 6th March 2026
bazilhoff@gmail.com's avatar
[email protected]

Brilliant!!

5
Great!! Easy, intuitive, fast, fun language. Love it! Reviewed on: 6th March 2026
Carly L's avatar
Carly L

Great bank so helpful.

5
Great bank so helpful. Easy to use and save. Support is fantastic with any issues found. Not that there is any. Highly recommend Reviewed on: 6th March 2026
Scott W's avatar
Scott W

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