Smart Money People Logo

Monzo: Under 16s account reviews

4.96
Based on 546 reviews, last reviewed 28th Feb 2026
13400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026
Claire N's avatar
Claire N

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Under 16s account reviews (546)

Great experience, customer service are always on han...

5
Great experience, customer service are always on hand to help when needed. Reviewed on: 12th February 2025

Fast, efficient, excellent

5
Fast, efficient, excellent customer care, app is very easy to use, would highly recommend Reviewed on: 12th February 2025

Yes Monzo !

5
Been with Monzo several years and very easy to use Reviewed on: 12th February 2025

Excellent bank...

5
Monzo are efficient and very helpful, I feel my money is safe Reviewed on: 12th February 2025

Amazing experience

5
Great ,happy with Monzo,a lot off benefits Reviewed on: 12th February 2025

Best bank in Britain, with an excellent app, great f...

5
Best bank in Britain, with an excellent app, great features, excellent customer service and more. At first I wasn't sure on digital challenger banks, but I now use Monzo as my primary bank account and have done for many years. Reviewed on: 11th February 2025

All round great experience, marvellous bank

5
All round great experience, marvellous bank Reviewed on: 11th February 2025

I have never had any bother and travelled all over t...

5
I have never had any bother and travelled all over the world with my Monzo card. Reviewed on: 11th February 2025

I have banked with a few different providers but I m...

5
I have banked with a few different providers but I must say Monzo has been the best by far! Reviewed on: 11th February 2025

Amazing!

5
Amazing, I love my.bank and to be able to have my children have cards that I can easily put pocket money into so I can not remove all my.cards from their devices is just so worth it. No fees for the cards either and fab colours like Pokemon Reviewed on: 11th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Savings

    from Monzo 4.97 from 225 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3034 reviews
    Monzo
    View all products