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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Monzo the great

Helps me to manage my money and give more extra things Reviewed on: 11th February 2025

Very happy that this supports Apple and Google Pay a...

Very happy that this supports Apple and Google Pay and it's completely free Reviewed on: 11th February 2025

the best bank iv ever had

the best bank iv ever had, with having my son have a card linked to my account is fantastic. I also love the pots and the ability to pay direct debit s from individual pots. Reviewed on: 11th February 2025

perhaps this is the best modern bank which is very e...

perhaps this is the best modern bank which is very easy to use and at the same time protected from scam Reviewed on: 11th February 2025

Effortless!

Effortless! Easy to manage. Can tailor the experience to each of my children's individual ages/needs. Love that the accounts are actually just an extension of mine but their card is their own. The app is flawless for them to use. Reviewed on: 11th February 2025

A very good bank, very prompt.

A very good bank, very prompt. I love Monzo Reviewed on: 11th February 2025

Wonderful and smart.

Wonderful and smart. Innovative and up-to-date service Reviewed on: 11th February 2025

Perfect u16 account

Easy to set up and simple to manage Reviewed on: 11th February 2025

Brilliant kids accounts

Easy to set up and easy to use for the kids Reviewed on: 11th February 2025

A great start, with promising future updates.

The features the came with the U16's account when it launched are excellent, with great promise for further feature upgrades in the future, as well as further controls and measures upcoming. The level of control currently available is great for what we need, and I'm anticipating future updates! Reviewed on: 11th February 2025

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