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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo under 16’s is amazing

Monzo for under 16 is amazing, they have control over there spending but so do you as you can place daily limits on their spending. They can also use pots to save. Reviewed on: 6th March 2026

Such a good bank to use with easy access and monitor...

Such a good bank to use with easy access and monitoring Reviewed on: 6th March 2026

Fab responsive banking .

Fab responsive banking . Great services ans benefits Reviewed on: 6th March 2026

Very easy to use and great for children

Very easy to use and great for children Reviewed on: 6th March 2026

Fantastic staff and always helpful

Fantastic staff and always helpful Reviewed on: 6th March 2026

Superb bank for all the family

I’ve banked with them for years and was delighted to open an under 16s account for my daughter when she became old enough. She really appreciates the pots for her savings. I really like that I have clear oversight over her spending and she’s gaining financial skills that will help her in adulthood. Everyone’s a winner! Reviewed on: 6th March 2026

Easy to monitor but gives independence

I have opened two child accounts for my two children. Monzo allows me to keep a close eye on what they are spending their money on, but also allows them the independence of having their own account and card. I particularly like the notifications when my child uses their card. It is also extremely easy to transfer money into their account and share a link for someone else to do so too. Overall I really think the Monzo under 16’s account is perfect. Reviewed on: 6th March 2026

So easy to setup and manage

Hassle free process from setup to usage, can't recommend highly enough! My daughter loves her pink card and new found independence! Reviewed on: 6th March 2026

The customer service is all online however your quer...

The customer service is all online however your queries are answered very quickly Reviewed on: 6th March 2026

Under 16s account is great easy access, great parent...

Under 16s account is great easy access, great parental control but giving children the help to run their own account. Reviewed on: 6th March 2026

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