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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo Under 16s best option available

Having Monzo for my under 16s was a blessing I didnt realize I had until they started going off on their own and making payments was super easy with supervision as a well . I am also able to easily fund their accounts so they are never stranded . No hidden costs to operating the accounts and they have learnt to save in their pots . This is a 10/10 Reviewed on: 6th March 2026

I use Monzo for my twin sons and I find the app very...

I use Monzo for my twin sons and I find the app very useful, I can track everything they spend on and they can start their own savings accounts. Reviewed on: 6th March 2026

Great service , easy to transfer money to her card a...

Great service , easy to transfer money to her card and see her balance, I get motivated of all transactions made so I can see what’s happening and have full control on her spending , best of all it’s free Reviewed on: 6th March 2026

Monzo help build confidence with money starting from...

Monzo help build confidence with money starting from a young age also parents are not penalised or charged for giving there children independence and valuable skills for life, I can keep track of child's spending put limits on and its gives me peace of mind and my daughter loves it Reviewed on: 6th March 2026

Really easy to setup and use.

Really easy to setup and use. Encourages kids to save and have responsibility for their own money. Reviewed on: 6th March 2026

Simple, easy and efficient

I like the ease of being able to manage the account with my own and that I can add other people as well. It’s simple to use and the app has a nice design to it making it effective and efficient to move money from my account to theirs. Reviewed on: 6th March 2026

Quality service

I have transferred over my whole banking to Monzo because the service is second to none and I have total control of my kids spending. Reviewed on: 6th March 2026

Absolutely, brilliant

Absolutely, love.This bank account for my teenager.I can check what are you spending?And when and were. I can transfer money from my main account straight to his and he balance is almost immediate. It's a safe way of keeping your chil safe Reviewed on: 6th March 2026

Just a great bank all the monitoring you can do with...

Just a great bank all the monitoring you can do with your kids account Reviewed on: 6th March 2026

I have Monzo under 16 accounts for both of my daught...

I have Monzo under 16 accounts for both of my daughters and it has been great with so many features and so easy to manage! Reviewed on: 6th March 2026

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