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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Easy to monitor childs account.

Easy to monitor childs account. Move money between adult and child account. Reviewed on: 6th March 2026

No issues so far and no charges.

No issues so far and always them to create savings pots for different events. No charges to have one and easy to use app. Reviewed on: 6th March 2026

Absolutely brilliant, can't complain

Absolutely brilliant, can't complain Reviewed on: 6th March 2026

New to Monzo and very happy.

I recently changed to Monzo and opened my 3 children accounts and it’s gave them their own independence. I can also keep track of their spending and get notified when the accounts run low. It’s also easy to add money to each account. Reviewed on: 6th March 2026

U16s account

I have a monzo account for myself so was happy when they offered a U16 account it's great as you can devide monies into different "pots" which is great for pocket money and savings all in one which give friends and family the choice to transfer money to the child Reviewed on: 6th March 2026

The Under 16 accounts are great for our kids.

The Under 16 accounts are great for our kids. Transferring money between my account and theirs is super easy and I can track their spending. Reviewed on: 6th March 2026

My children use their Monzo cards a lot the time.

My children use their Monzo cards a lot the time. It’s great for them and fantastic that I can keep a close on eye on their funds Reviewed on: 6th March 2026

Learning about money 5*

Their account has been fantastic for my 9 year old son to learn about responsibility with money. He has the App on his phone and can monitor and save his own money, with oversight from myself and my wife. Reviewed on: 6th March 2026

Delighted to use under 16s accounts

As a Monzo customer was delighted when they launched the under 16s accounts. Switched my kids from GoHenry to Monzo and best decision ever. They are learning how to save in pots, manage their money and I can send pocket money weekly from one of my pots which is a great way for me to manage this! Reviewed on: 6th March 2026

Smooth and secure

Smooth and secure and I can recommend it to parents. Can monitor my son's activity and give him freedom at the same time Reviewed on: 6th March 2026

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