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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

I had a good experience

I had a good experience I can’t complain it’s amazing Reviewed on: 12th March 2025

Everytime I have had an issue they have fixed it the...

Everytime I have had an issue they have fixed it the same day every single time. Very caring and respectful Reviewed on: 12th March 2025

Empowering My Son with Financial Independence

I set up an under-16 account for my son, and he absolutely loved the experience! It gave him a sense of independence as he managed his own money and spent it using Apple Pay. Reviewed on: 11th March 2025

Simple to use!

Very easy to access all information required via the app Reviewed on: 9th March 2025

Monzo are the best!

Monzo are the best! I have cancelled my Premier Account with Barclays and put everything with Monzo, easy and any issues are dealt with very quickly. Reviewed on: 7th March 2025

Great banking

Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025

Great for young people

It is a really user friendly account for young people. Reviewed on: 6th March 2025

Been with mozo for 3 years no problem

Been with mozo for 3 years no problem Reviewed on: 5th March 2025

Great customer services.

Great customer services. Great idea for under 16 Reviewed on: 3rd March 2025

Very happy fast with any problems you have easy tran...

Very happy fast with any problems you have easy transaction Reviewed on: 2nd March 2025

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