Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

View other Monzo products

4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews See your review

About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Easy to set up and use.

Easy to set up and use. Great tools to help a child understand good financial habits and planning Reviewed on: 1st March 2025

Easy to get card for under 16 and set up together wi...

Easy to get card for under 16 and set up together with main Monzo account. Nice flashy card too so child happy with look of the card Reviewed on: 26th February 2025

The way it's promoting a great service and easy to g...

The way it's promoting a great service and easy to get handle of it, I love using it on daily bases of my life, their social media isn't just professional but honored with humor I love reading their posts are the best on LinkedIn Reviewed on: 26th February 2025

Brilliant for the kids, they love that they have a c...

Brilliant for the kids, they love that they have a card to pay in there own Reviewed on: 22nd February 2025

Excellent service, customers friendly and always pro...

Excellent service, customers friendly and always proactive in meeting customers need Reviewed on: 22nd February 2025

Fantastic

I've actually managed to save for the first time in my life. Bills are ahead and it's good to see when how much is due to come out Reviewed on: 21st February 2025

They are one and only in the market

They are one and only in the market Reviewed on: 21st February 2025

My child's monzo Card was free,and applying for the...

My child's monzo Card was free,and applying for the card was quick and easy. Reviewed on: 21st February 2025

Amazing bank and service

Very easy to use and brilliant for having direct access to your child’s funds. Making transactions both in and out so simple. Great way for the kids to monitor their pocket money Reviewed on: 20th February 2025

Just what I needed for my son

Monzo under 16s account was just what I needed for my son. It's helping him be more conscious of his spending and learning to budget and easy for me to supervise Reviewed on: 18th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plus Current Account
from The Cumberland 4.90 from 38 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews
Graduate Current Account
from RBS 3.74 from 11 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3034 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub