Smart Money People Logo

Monzo: Under 16s account reviews

4.96
Based on 546 reviews, last reviewed 28th Feb 2026
13400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026
Claire N's avatar
Claire N

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025
Matthew's avatar
Matthew

About this product

A free account for kids that keeps up as they grow up.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

5
I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

So gar so good.

5
So gar so good. My son and I (as a parent) are happy with this excellent service. Reviewed on: 10th February 2025

It is a serious bank, and I trust it

5
It is a serious bank, and I trust it Reviewed on: 10th February 2025

Wholeheartedly recommend, it just works.

5
Brilliant accessibility team, son is making progress with making good choices with money, quick, simple and streamlined Reviewed on: 10th February 2025

Excellent

5
Excellent technology that makes interaction works excellently. Able to work around the interface perfectly I can use it whilest abroad and able to share the link on the app for payments. Infact I was surprised how easy it was to get the children to work well with this app. Reviewed on: 10th February 2025

Kids love it

5
It's so easy to use. If you have any problems they always there to help Reviewed on: 10th February 2025

Monzo is the best back I have ever used!

5
Monzo is the best back I have ever used!!! Reviewed on: 10th February 2025

Best bank

5
Since i open monzo i never had problem always easy everytime i had problems they fix in few hours so i yold all friends and family to open this bank Reviewed on: 10th February 2025

Intuitive and easy to navigate App.

5
Intuitive and easy to navigate App. Great features and money controls. Very responsive and helpful customer service. Reviewed on: 10th February 2025

I’m lucky to join with best service bank account onl...

5
I’m lucky to join with best service bank account online Reviewed on: 10th February 2025

There all ways there to help me understand and deal...

5
There all ways there to help me understand and deal with every day issues Reviewed on: 10th February 2025