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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Hands down the best bank.

The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025

Reliable

Monzo Bank easy to use. Although not happy with their overdraft policy Reviewed on: 9th February 2025

Financial Managementa.

The ability to help have control of the financial management of the children. Reviewed on: 9th February 2025

Everything always runs smoothly with the app and cus...

Everything always runs smoothly with the app and customer service Reviewed on: 9th February 2025

Banking with Monzo has been excellent with no issues

Banking with Monzo has been excellent with no issues Reviewed on: 9th February 2025

Amazing, flexible, puts you in control.

After spending decades with regular hight street banks switching to Monzo was like waking up on another planet. Everything is so much more flexible, amazing organizational capabilities, very good UI, customer chat that waits for you so you can swap messages with the advisor when you have time, just the whole package is amazing. Thank you Monzo, my whole family is with you including my 12 year old and we love it. Thank you for creating such an amazing platform. Reviewed on: 9th February 2025

Love the simplicity of the app

Love the simplicity of the app to send to your kids accounts. Also you can see exactly what they spend it on. Reviewed on: 9th February 2025

Love Monzo recommend it to everyone particularly for...

Love Monzo recommend it to everyone particularly for saving and using abroad. The kids Monzo I brilliant I can keep track of everything but they have freedom and sense of responsibility to manage their own money. The only negative I have found is that because they don’t have sort code /account number family members can’t send money to their account they have to send to me to transfer over. I would like the option for other to send money direct to the kids. Reviewed on: 9th February 2025

Best online bank

Monzo is the best bank I have banked with so far. The fact it is an online banking system makes keeping track of our money and accessing our accounts extremely easy. With setting up my son's under 16s account I can easily keep track of his account under my own along with easy transfer of money and tracking his spending. The under 16s account was super easy to set up, I am very pleased with it. Would highly recommend. Reviewed on: 9th February 2025

Exelent very good

Excellent a legjobb imadom jo valasztas volt szamomra Reviewed on: 9th February 2025

Monzo is excellent, I have recommended to friends an...

Monzo is excellent, I have recommended to friends and family Reviewed on: 9th February 2025

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