Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (548 reviews)

View other Monzo products

4.96

Based on 548 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

The process was hassle free and straight forward. The process was hassle free and straight forward. Setup the account on Sunday and card was received on Tuesday. Reviewed on: 4th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

Read all reviews See your review

About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (548)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

It’s been a great experience so far

It’s been a great experience so far Reviewed on: 9th February 2025

Love Monzo bank.

Love Monzo bank. Great company to bank with Reviewed on: 9th February 2025

Very good experience!

Very good experience! Monzo bank is very good!! Reviewed on: 9th February 2025

Monzo making accounts for kids simple

Logged into my account and within 15 minutes had opened up accounts for all 3 kids including saving pots. There are no fees and the kids have a simple but informative dashboard on their app Reviewed on: 9th February 2025

Monzo! Ones of the bank financial providers!

Really love the services provided by monzo Reviewed on: 9th February 2025

Great bank

hassle free banking ! Great bank account all the things you need Reviewed on: 9th February 2025

I love Monzo for their innovative approach

I love Monzo for their innovative approach Reviewed on: 9th February 2025

My son brought a game on the Xbox and it was a fake...

My son brought a game on the Xbox and it was a fake game. We raised the issue with Monzo and within 7 days the money was back in his account. Reviewed on: 9th February 2025

I like use monzo bank account for me and my kids.

I like use monzo bank account for me and my kids. It's very easy Reviewed on: 9th February 2025

Fast efficient effective and all round great for my...

Fast efficient effective and all round great for my needs Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Club Lloyds Current Account
from Lloyds Bank 4.45 from 630 reviews
Accounts
from Nomo 0.00 from 0 reviews
Ultimate Reward Current Account
from Halifax 3.95 from 99 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub