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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

I love using monzo

I love using monzo, it’s such an easy and useful service as a bank. Being able to easy request and sent money between friends and have a split if we’re on holiday. It’s just perfect for what I need. Reviewed on: 9th February 2026

Fantastic, brill service and very easy to use!

Fantastic, brill service and very easy to use! Would happily recommend monzo to anyone. The cashback and investments are great features too Reviewed on: 9th February 2026

Fun and easy

Easy to use, great incentives, can view multiple resources in one place Reviewed on: 9th February 2026

User friendly and great value

I find the app very easy to navigate and understand. I always know exactly where my money is and how much is due to go out. It links well with my other accounts enabling me to monitor everything from one place. Reviewed on: 9th February 2026

The easiest way to bank

Very easy to set up an account and access all of your information and money. Great app, brilliant perks. I like how they keep you informed of any financial disputes and you can see what’s in progress. The easiest way to manage your money. Reviewed on: 9th February 2026

Easy to use and everything is really clear.

Easy to use and everything is really clear. Great customisation options. Looks great and is very flexible for the customer. I also like that they aren’t very pushy when it comes to selling you products. Reviewed on: 9th February 2026

Great customer experience, responsive and user friendly

Great customer experience, responsive and user friendly. AlL through my time with Monzo, I've never had any issues. The customer service desk in particular are very responsive and customer centric. Reviewed on: 9th February 2026

Had no issues at all.

Had no issues at all. If I request to withdraw money from a website, it comes in immediately. I love the design of the the bank card, no issues with the card too. There aren't really any bad charges for when I am abroad. I can spend money easily abroad. No issues there too. Overall, just a great bank! Reviewed on: 9th February 2026

Monzo is a great bank

Monzo is a great bank with a great app and good service. Reviewed on: 9th February 2026

Allows me to have constant access to my account with...

Allows me to have constant access to my account with no issue and is an amazing bank with saving options Reviewed on: 9th February 2026

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