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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent

5
Been around since early Beta, great watching it grow. Reviewed on: 7th February 2019
Ellixt's avatar
Ellixt

Awesome Bank, great customer service, great app

5
Monzo has now been my main current account for around 6 months, and it makes my life significantly easier than my previous bank. The customer service (on the rare occasion you need them) has been great. Reviewed on: 7th February 2019
hughw's avatar
hughw

Organised my digital finances

5
My main reason for opening a Monzo account (Mondo, back then) was purely for trying a new product that was "digital only". However, after fully switching, I realised the power of their budgeting services. I've lived in my overdraft for years. Now, for the first time, I'm finally in the black and able to budget correctly. It's been a great start to sorting out my finances. Especially with the instant notifications of purchases. Reviewed on: 7th February 2019
chandler3224's avatar
chandler3224

Amazing

5
I love Monzo. Best bank ever. They're so innovative. Reviewed on: 7th February 2019
Joe Burns's avatar
Joe Burns

Amazing app and ux

5
Love the app it’s so easy to use and the customer service is excellent. It’s the most transparent bank ever. Reviewed on: 7th February 2019
Michael Si's avatar
Michael Si

Finally on top of my finances

5
Thanks to Monzo, I feel like I'm on top of my finances for the first time in my life. Instant notifications and a real time balance means I can stop myself compulsively spending. In the past I'd constantly be at the end of my overdraft, now I end the month with money to spare. The app gets feature updates regularly, whenever there are issues they communicate these well, if you'd told me a couple of years ago one of my favourite brands was a bank, I'd have laughed. Reviewed on: 7th February 2019
Caspar Aremi's avatar
Caspar Aremi

Innovative Banking

5
Great bank with superb communication and community. A lot of innovation and new ways of banking. Reviewed on: 7th February 2019
Phil's avatar
Phil

Best customer service in the world

5
Interactive banking experience . Seamless experience . Reviewed on: 7th February 2019
Ramadevan Ramachandaran's avatar
Ramadevan Ramachandaran

The new banking world

5
Excellent customer service and really opening up a new world of banking. Reviewed on: 7th February 2019
Saul's avatar
Saul

Changed my financial life.

5
Monzo’s budget feature and summary has helped me save and figure out where my money is going. Unlike other banks who want to make money they care about your money. Reviewed on: 7th February 2019
Campbell Daz's avatar
Campbell Daz

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