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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Refreshing take on the current account

Makes me actually interested in using my bank account. Really like the ITTT integration to. Reviewed on: 2nd February 2019

Monzo magnificent

Puts customers first and innovates to make banking work best for them. Reviewed on: 2nd February 2019

Re-inventing banking with customers in mind!

They have brought banking into the 21st century with helpful features and incredible customer service. Reviewed on: 2nd February 2019

Super easy to deal with. Always at your finger tips.

Super easy to deal with. Always at your finger tips. Great overseas rates. Reviewed on: 2nd February 2019

Monzo is what banks should be!

Monzo is the best app, bank, company and the only one I support firmly. Each step they have made so far well thought for the business and for the clients, and I appreciate that a lot as a client. Monzo you were also the first bank to accept me as a new comer in UK and proved not just a temporary solution but my bank of choice! Reviewed on: 2nd February 2019

High fees for a reasonable app

Only Starling have a better featured mobile banking app but Monzo fall down on customer service response times (can be days) and the absurd fees they charge (50p / day to be over drawn by a small amount or £1 to deposit a small amount of cash) - those prices aren't challenging anything in this industry Reviewed on: 2nd February 2019

Best bank account

It's been east to set up and use my monzo account in the UK and also abroad with no charges. The current account is personal and innovative and when I had a banking enquiry, their online assistance was prompt and helpful. Reviewed on: 1st February 2019

I loooove Monzo

For my current account, Monzo has everything I want, need and many features that I have not thought of but I can’t live without now - budgets, one-click suspicions transaction approval, coin jar, instant statement, bill split, etc. Reviewed on: 1st February 2019

Best bank I use

Just the most simple app-card combo. Absolutely brilliant customer service and I love the personal touches Monzo delivers on. Reviewed on: 1st February 2019

Game Changer

Monzo is a game changer, I can’t believe how much I rely on their fantastic app. I use Monzo as my main account and have not looked back since the change. Anytime that I have contacted customer support through the in app chat, it’s been quick, painless and most importantly easy. Can’t recommend them enough. Reviewed on: 1st February 2019

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