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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

I love itt

I need couse i trus this Bank wery good and safety Reviewed on: 4th February 2019

Making money simple!

Monzo has made money management a breeze, from the app, to the insights they provide. Knowledge is power as the adage goes, and monzo provides constant knowledge Reviewed on: 4th February 2019

The BEST bank.

Convenient Insightful Supportive Understanding Innovative Reliable Reviewed on: 4th February 2019

Ahead in FinTech

From being with other FinTech banks, it's clearly Monzo has the edge - a more polished experience, an open community and concise support. Reviewed on: 4th February 2019

Monzo helps me manage my money without stress

Monzo has made managing my money easier than any other bank had led me to believe it could be. I feel so much more in control of my money, mostly because it's easier to see where it's going, save with locked pots and pay back friends. It's a dream to use and I recommend it to anyone who talks to me about money and banking. Reviewed on: 3rd February 2019

smart about sharing

Great between friends and family, going abroad and keeping check on all the things you want to know easily. Reviewed on: 3rd February 2019

Continues to flower

I've had Monzo for around a year now & have made the switch to using it as my daily account. It's so convenient & the app runs very well with a good UI design. They continue to add features & any customer support is swift & precise - they actually address YOUR problem, not some scripted response rubbish. I've continued to push friends & family towards it & see no reason to stop yet. Reviewed on: 3rd February 2019

No faults, excellent!

No faults, excellent bank. I always recommend it to my friends and family. Reviewed on: 3rd February 2019

I love this bank

I've used monzo since 2017. I joined originally for the ease of use abroad and the great rates. The more I use Monzo the more I love it and now use it as my main current account. They are so inclusive and open about what they are doing and where they are heading. I love this bank and recommend it to all my friends and family. Reviewed on: 3rd February 2019

This the future of banking

Excellent product, great customer service. Reviewed on: 3rd February 2019

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