Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Banking the way it should be and it's a customer saying it

5
Monzo doesn't put features and buttons there because everyone else does or has done it. They look at it from the customer POV. Most importantly, when I needed something a bit more complicated they had an awesome team ready to help. Refreshing. Reviewed on: 9th February 2019
Paul K's avatar
Paul K

If carlsberg made banks...

5
Best bank ever. No over drawn changes. Top up account via Apple Pay. Instance card purchase. Reviewed on: 9th February 2019
Day Thomas's avatar
Day Thomas

Fantastic forward thinking company

5
Monzo are transparent in their aims to help people manage their money the best way possible. They are constantly innovating and have produced the best bank account available. Reviewed on: 9th February 2019
Sam's avatar
Sam

Take control of your money

5
for peace of mind over your finances use monzo Reviewed on: 9th February 2019
Ian Silversides's avatar
Ian Silversides

Game changer...sort of

3
Monzo, the game changer of banking. Although, they’re just as rigid as the “legacy” banks they like to complain about, and more so in some aspects. Great app, ok support. Reviewed on: 9th February 2019
Toni Plant's avatar
Toni Plant

Everything you never knew you needed!

5
This bank has changed my life in ways I can’t begin to describe - every little detail has been thought about with the customer always in mind. It’s so fantastic that I recommend it to all of my friends. So far, I’ve converted 11 others to join the revolution l! Reviewed on: 9th February 2019
RJ89's avatar
RJ89

Still Refreshing

5
No longer a startup but still a challenger in the industry. Refreshing to not have the slow and bulky customer experience compared to the other ‘traditional’ banks. Reviewed on: 9th February 2019
Sarah's avatar
Sarah

The future

5
Completely changed how I bank, it allowed me to effectively save, it reward me for inviting my friends and family. Overdraft is fair Very easy to use app Reviewed on: 9th February 2019
Malik's avatar
Malik

Awesome Bank putting you in control

5
I have been banking wih monzo since they first launched and have had an awesome time as my banking is instant and you can see what you have spent straight away! they have even helped me save money on a regular basis with monzo pots Reviewed on: 9th February 2019
Alex Adams's avatar
Alex Adams

Fast and reliable

5
The Monzo team are very efficient and I received my first bank card within 2 days of downloading the app. Their customer service is quite helpful and speedy as well. Reviewed on: 8th February 2019
Buggie's avatar
Buggie

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill