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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Ease to use app & fantastic customer support

5
The Monzo current account and app is so intuitive and helpful in terms of the budgeting tools available. I have several family members who use the bank and they utilise the budgeting features in different ways showing great flexibility in it's usage. Quite simply, the best bank I have ever banked with. Reviewed on: 7th February 2019
Richard Riley's avatar
Richard Riley

I just love Monzo, they are not like another bank, more like having a friend who's into Tech and keeps your money safe for you

5
Monzo are so transparent, innovative and have gunuine integrity. I just love using them and can't wait for overdrafts on Joint a/c AND a business a/c when this happens I'll close all other a/c's Reviewed on: 6th February 2019
James's avatar
James

Easy, fast banking, friendly and casual interface and cleaver features.

5
I love Monzo and tell all my friends and family about it. They are constantly developing new features and products, which you can read about regularly to see what's coming up. It's free e-banking to other great benefits like super easy online management, excellent accessible customer service, really easy to move your money around and see what you're spending (reporting tools etc are great). Reviewed on: 6th February 2019
Redeas's avatar
Redeas

For fun and mire

5
Good good for me all day and enjoy together Reviewed on: 6th February 2019
Petrut Daniel Plosca's avatar
Petrut Daniel Plosca

Excellent

5
Have gone full monzo and it’s fantastic how it works Reviewed on: 5th February 2019
Dee's avatar
Dee

The future is here

5
Fast, efficient and friendly. Monzo take the pain hassle out of opening bank account. They use technology in the way it should be used to make things streamlined and efficient. They a very much welcomed breath-of-fresh air within an industry that is stuffy, archaic, slow to adapt and move with the times. I'm not a millenial I'm a 52 year old and I LOVE Monzo. Reviewed on: 5th February 2019
Luise 's avatar
Luise

Great easy to use app

4
Really good app, very easy to set up. Originally got as a foreign money card but now use as a way to record extra unplanned purchases. Really like the updates on future plans and extending of the service so will likely stick with it and can only see my use of this account increasing. Reviewed on: 5th February 2019
Sophia Acker's avatar
Sophia Acker

Amazing!

5
Everything from signup to using every day is faultless. Dicks all over high street banks. Reviewed on: 4th February 2019
Tim's avatar
Tim

Good for money management and abroad spendng

4
Whilst not quite enough to get me to quit my legacy bank for good (Monzo unfortunately doesn't offer good enough savings/ loans rates yet), this current account is the best I've ever used. The fee-free spending abroad is another huge plus. Reviewed on: 4th February 2019
Bert's avatar
Bert

I love itt

5
I need couse i trus this Bank wery good and safety Reviewed on: 4th February 2019
Pool King's avatar
Pool King

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