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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

View other Monzo products

4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

It is the most convenient bank I have ever used.

I get to use it everyday for my family needs and work most days Reviewed on: 24th February 2023

Good

Amazing and fast transactions.. I will recommend to anyone Reviewed on: 24th February 2023

Amazing app!

Easy to save money and easy to use Reviewed on: 24th February 2023

Very useful banking

I love the simplicity of monzo and the added saving pots my only complaint would be how long cheques take to go into your account, but very pleased with monzo itselfn Reviewed on: 24th February 2023

Very Good

I switched from a conventional bank to Monzo and would never switch back! Reviewed on: 24th February 2023

Amazing

Aside from not having a bank to go in to this is my favourite banking app by far but not enough to leave my main bank to fully join Monzo. Reviewed on: 24th February 2023

Excellent

I have never had a problem with Monzo and the app is very easy to use. Reviewed on: 24th February 2023

Monzo

The best online Bank Reviewed on: 24th February 2023

5/5

Monzo account is very helpful for international students. thank you Monzo Reviewed on: 24th February 2023

Excellent

So easy to use. All online. The app tells you what transactions you have made instantly. Better than a high street bank. Reviewed on: 24th February 2023

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Monzo: Current account reviews

54% decrease in 5 star reviews

63% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Best British bank 2025

Best banking app 2025

Monzo Current account reviews (19408)

Monzo remain the leading bank in the UK.

It is the most convenient bank I have ever used.

Good

Amazing app!

Very useful banking

Very Good

Amazing

Excellent

Monzo

5/5

Excellent

Do you have a different Monzo product?

Want to see more from Monzo?

Flex Purchase credit card

Under 16s account

Investments

Join Smart Money People

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