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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,409 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I joined monzo, leaving Barclays after 14 years. I joined monzo, leaving Barclays after 14 years. Even though monzo don’t have any building to physically go into, the app is so good that you don’t ne... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19409)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing bank and app

Best way to bank and so user friendly Reviewed on: 24th February 2023

Convenient and trustworthy

The Monzo app is so convenient and really helps me to manage my finances. It's rare that I have an issue, but the one time I needed help, Monzo's friendly staff resolved the problem very quickly. As an app-only bank, Monzo isn't for everyone, but I'd recommend them to anyone who would like to bank by app. Reviewed on: 24th February 2023

An awesome experience

It had been an awesome experience with Monzo and the way it handles issues faster endeared me to the bank. Reviewed on: 24th February 2023

Banking made easy!

Monzo makes banking simple and easy. From the clean interface to the straight way steps, it is banking made easy! Reviewed on: 24th February 2023

Effective

Monzo has been very easy to use. I have no issues with the bank and all their services and products are top-notch. Reviewed on: 24th February 2023

Smart Banking simplified!

Simplified Bank, Simple to register, Simple to transact, Smart Banking! Reviewed on: 24th February 2023

Best bank

We are really happy with service. Reviewed on: 24th February 2023

Excellent

Excellent bank all there when you need them Reviewed on: 24th February 2023

Awesome bank

Thus is the best experience of a digital bank i've had Reviewed on: 24th February 2023

Service

Professional and helpful, many services Reviewed on: 24th February 2023

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