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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19414 reviews)

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4.85

Based on 19,414 reviews, last reviewed 11th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

easy app. easy app. early 24 hours payments Reviewed on: 11th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19414)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Quietly brilliant

I almost never have to contact Monzo, I guess that’s testament to how robust, simple and easy Monzo is to use daily. Reviewed on: 24th February 2023

Great bank

Never had any issues - great summaries it gives you and reminders of payments that you usually have, good for budgeting Reviewed on: 24th February 2023

easy to use - never had issues

Useful going abroad and in the UK. The app is intuitive to use. There weren't many savings options but can see these are coming out now. Reviewed on: 24th February 2023

The Best!

I like Monzo very much!it is a very good card, I am very satisfied with it Reviewed on: 24th February 2023

Good work

Good experience good luck and work Reviewed on: 24th February 2023

Fast service

I love Monzo account .hope so everyone use Monzo account for main account Reviewed on: 24th February 2023

Good service

Quick and easy access to spending and transfers Reviewed on: 24th February 2023

Excellent bank

No problem bank with zero fees on international card payments Reviewed on: 24th February 2023

Awesome

Smooth banking experience with Monzo. Reviewed on: 24th February 2023

Smooth banking

I cannot state in word how amazed I am by the easy and logical mega well designed UI of the application, and how much and detailed the information is available. I highly appreciate the perks of the premium membership. All in all six stars out of five. #transparent #goodUI #dontstop Reviewed on: 24th February 2023

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