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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Service

5
Professional and helpful, many services Reviewed on: 24th February 2023
Olena Dobrova's avatar
Olena Dobrova

Great service.

5
Monzo is practical, effective and easy to use. Reviewed on: 24th February 2023
Dexter Thomas's avatar
Dexter Thomas

Really good app

5
Monzo seem to be leading the way with their app i also have a Natwest account and everything Monzo has implemented Natwest seems to have followed. Reviewed on: 24th February 2023
Soupdragon's avatar
Soupdragon

Not like other banks

5
Monzo makes understanding my financial situation, past, present and future easy. Reviewed on: 24th February 2023
Jack Denison's avatar
Jack Denison

Change your financial life forever!

5
Using Monzos built in tools to macro manage budgets to change your life. Reviewed on: 24th February 2023
Richard Steward's avatar
Richard Steward

Easy to use

5
The ease of use of the Monzo app is awesome Reviewed on: 24th February 2023
Ademola Ajayi's avatar
Ademola Ajayi

Quietly brilliant

5
I almost never have to contact Monzo, I guess that’s testament to how robust, simple and easy Monzo is to use daily. Reviewed on: 24th February 2023
Martin Adams's avatar
Martin Adams

Great bank

5
Never had any issues - great summaries it gives you and reminders of payments that you usually have, good for budgeting Reviewed on: 24th February 2023
Shannon's avatar
Shannon

easy to use - never had issues

5
Useful going abroad and in the UK. The app is intuitive to use. There weren't many savings options but can see these are coming out now. Reviewed on: 24th February 2023
G Chu's avatar
G Chu

The Best!

5
I like Monzo very much!it is a very good card, I am very satisfied with it Reviewed on: 24th February 2023
Madalin Gheorghe's avatar
Madalin Gheorghe

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