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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best account for day to day use

From couple of personal bank accounts, Monzo is the best account to use for day to day services. Categorising the transaction is perfect. Pot system and monzo flex service are also plus point to choose towards perfect banking partner Reviewed on: 24th February 2023

No other bank compares

Monzo is hands down the best. There is no competition. If it’s not Monzo then I don’t want to know. Reviewed on: 24th February 2023

Great

Great features and user friendly Reviewed on: 24th February 2023

A satisfied customer

I have been using Monzo for over a year now to date I am happy with the service provided with no room for complaint Reviewed on: 24th February 2023

Best modern banking app

I only recently got a Monzo account, and now I wish I had got one many years earlier! It has so many brilliant features to help you with budgeting, which really help put into perspective how much you’re spending and on what. Also with amazing interest rates on all sorts of different savings pots options, Monzo is surely the best banking app I’ve ever used. Reviewed on: 24th February 2023

Helpful, bank of the future

Doing everything online and in an app is exactly how I want to bank, helpful features let me control my spending and make me save for future events. Reviewed on: 24th February 2023

Fab Service!

User interface & customer support are outstanding.. 10/10 always.. Reviewed on: 24th February 2023

Amazing bank- fast and efficient customer service

The customer service is exceptional and really good…they reply you back in less than 24 hours. I also love the way I’ve been able to monitor my spending and save more. Reviewed on: 24th February 2023

Fab Company

I love the functionality of the app and the different pots you can have to use for different categories and the budget spend setting with analysis. Which helps me with budgeting. All round great app! Reviewed on: 24th February 2023

Excellent customer service

Monzo is a very reliable Bank, with adequate cybersecurity strategies. Reviewed on: 24th February 2023

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