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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best

5
Very good and simple ,loyal and understanding. Good customer service. Reviewed on: 24th February 2023

Amazing bank and app

5
Best way to bank and so user friendly Reviewed on: 24th February 2023

Convenient and trustworthy

5
The Monzo app is so convenient and really helps me to manage my finances. It's rare that I have an issue, but the one time I needed help, Monzo's friendly staff resolved the problem very quickly. As an app-only bank, Monzo isn't for everyone, but I'd recommend them to anyone who would like to bank by app. Reviewed on: 24th February 2023

An awesome experience

5
It had been an awesome experience with Monzo and the way it handles issues faster endeared me to the bank. Reviewed on: 24th February 2023

Banking made easy!

5
Monzo makes banking simple and easy. From the clean interface to the straight way steps, it is banking made easy! Reviewed on: 24th February 2023

Effective

5
Monzo has been very easy to use. I have no issues with the bank and all their services and products are top-notch. Reviewed on: 24th February 2023

Smart Banking simplified!

5
Simplified Bank, Simple to register, Simple to transact, Smart Banking! Reviewed on: 24th February 2023

Best bank

5
We are really happy with service. Reviewed on: 24th February 2023

Excellent

5
Excellent bank all there when you need them Reviewed on: 24th February 2023

Awesome bank

5
Thus is the best experience of a digital bank i've had Reviewed on: 24th February 2023

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