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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent service

5
Excellent super service and no delays Reviewed on: 24th February 2023

Best Service

5
Best service and great UI. I always recommend Monzo bank to all my loved ones. Reviewed on: 24th February 2023

Fantastic service and customer friendly.

5
The customer services have been amazing when I've contacted them. The range of options available to manage your money is excepional Reviewed on: 24th February 2023

Best Mobile Banking

5
The best bank and the best mobile banking I’ve ever used !! Reviewed on: 24th February 2023

Monzo is amazing

5
Monzo banking is simple, quick and user-friendly to name but a few benefits. Reviewed on: 24th February 2023

Nice app

4
Easy to navigate app and easy to use, good costumer service for when I needed it. Reviewed on: 24th February 2023

Best app

5
Very user friendly, makes budgeting very easy Reviewed on: 24th February 2023

Best account for day to day use

5
From couple of personal bank accounts, Monzo is the best account to use for day to day services. Categorising the transaction is perfect. Pot system and monzo flex service are also plus point to choose towards perfect banking partner Reviewed on: 24th February 2023

No other bank compares

5
Monzo is hands down the best. There is no competition. If it’s not Monzo then I don’t want to know. Reviewed on: 24th February 2023

Great

5
Great features and user friendly Reviewed on: 24th February 2023

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