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Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19405)

Good feeling

5
I have had a very good experience using the spank I personally have 11 accounts across a wide range of companies, however I always have monzo as my main account I have not switched since I opened it. Reviewed on: 24th February 2023

Fantastic app

5
Great banking app Can’t fault them Reviewed on: 24th February 2023

Monzo are everything you need and more

5
Not only do Monzo care about their customers but their intuitive, feature rich app has all the functionality you could ever need. I've been able to change my life by using Monzo to organise and budget my finances across all my accounts. I've been with Monzo since its beta launch and I've never looked back! Reviewed on: 24th February 2023

Amazing bank!!

5
Easy to use app! Any queries sorted ASAP! Great savings accounts! Love Monzo!!!! Reviewed on: 24th February 2023

Just Exquisite

5
Switched from my long standing current account and couldn’t be happier. I’ve got a bank in my pocket and a customer service on what feels like my shoulder. Reviewed on: 24th February 2023

Best

5
Best of the best bank user friendly interfaces ever Reviewed on: 24th February 2023

Fantastic service

5
Fantastic staff and app is so easy to use, would and have recommended Monzo to family and friends Reviewed on: 24th February 2023

Great service

5
Always there for me thank great service good banking Reviewed on: 24th February 2023

Just does everything you need

5
Simple to use app, so easy to navigate. Great features like savings pots and API for integrating with other apps and services. Reviewed on: 24th February 2023

5 star

5
I love using monzo, my friends and family use it to so its so handy. Reviewed on: 24th February 2023

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