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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

A satisfied customer

5
I have been using Monzo for over a year now to date I am happy with the service provided with no room for complaint Reviewed on: 24th February 2023
Sultan Mahmood 's avatar
Sultan Mahmood

Best modern banking app

5
I only recently got a Monzo account, and now I wish I had got one many years earlier! It has so many brilliant features to help you with budgeting, which really help put into perspective how much you’re spending and on what. Also with amazing interest rates on all sorts of different savings pots options, Monzo is surely the best banking app I’ve ever used. Reviewed on: 24th February 2023
aidan's avatar
aidan

Helpful, bank of the future

5
Doing everything online and in an app is exactly how I want to bank, helpful features let me control my spending and make me save for future events. Reviewed on: 24th February 2023
Leanne Glossop's avatar
Leanne Glossop

Fab Service!

5
User interface & customer support are outstanding.. 10/10 always.. Reviewed on: 24th February 2023
Jon's avatar
Jon

Amazing bank- fast and efficient customer service

5
The customer service is exceptional and really good…they reply you back in less than 24 hours. I also love the way I’ve been able to monitor my spending and save more. Reviewed on: 24th February 2023
Sosa's avatar
Sosa

Fab Company

5
I love the functionality of the app and the different pots you can have to use for different categories and the budget spend setting with analysis. Which helps me with budgeting. All round great app! Reviewed on: 24th February 2023
Rosie Long's avatar
Rosie Long

Excellent customer service

5
Monzo is a very reliable Bank, with adequate cybersecurity strategies. Reviewed on: 24th February 2023
George Onwe's avatar
George Onwe

The best Bank hands down! Amazing ! :)

5
Monzo is great, every time I had a problem with issues regarding my account, the monzo customer service group was honestly so helpful and reliable and very efficient. Also, in other instances where I am not sure how to find or send something, the information on the app on the help page is very useful! Thanks very much! :) Reviewed on: 24th February 2023
Salma Khatun's avatar
Salma Khatun

Bank for the 21st century

5
Been with Monzo for a couple of years now, I love their format and speed of updates. They have some great ideas and services. Reviewed on: 24th February 2023
Jack's avatar
Jack

Straightforward and easy

5
Straitgorward and easy to use. Instantly see my expenditure which makes it easier to plan. Great value loans as well. Reviewed on: 24th February 2023
Katarzyna Czeszak's avatar
Katarzyna Czeszak

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