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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best online bank

Best account for my savings and recommended my family to open an account Reviewed on: 24th February 2023

Amazing

Can’t fault Monzo they make banking so easy and it’s helped me immensely with my day to day financial responsibilities Reviewed on: 24th February 2023

Only bank account in 2023

Monzo is much more advanced than other current account providers. Its app has so many features and options available that make managing your money easy. Reviewed on: 24th February 2023

Best Bank

From splitting the bills and creating the pots to earning from savings, using card abroad to customer service - everything easy and accessible, plus secure. The app has some glitches and space for improvement, like competitive rate mortgage, but so far, I think it is the best bank in UK. Reviewed on: 24th February 2023

The doing bank

They listen and then act as opposed to saying they will listen and maybe think about acting at some point in the future Reviewed on: 24th February 2023

Good Smart Banking

Smart Banking amd fast responsive Reviewed on: 24th February 2023

Ivan

I m Ivan todorov end I wand the Reviewed on: 24th February 2023

Fabulous

I love my Monzo account. I can save money in individual pots of my choosing. It's so easy to move money around. Best account I've ever opened. Reviewed on: 24th February 2023

Excellent

I've have good service and very happy. Reviewed on: 24th February 2023

Hassle-free comprehensive family banking

I'm love Monzo thrifty saving methodology; perfect for all ages. Reviewed on: 24th February 2023

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